654 Webster St, Ottawa, IL 61350 Property Records

LaSalle County property record for 654 Webster St, Ottawa, IL 61350

Property Summary

Property TypeCommercial
Details4,033 sqft · built 1886
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on File
Tax Bill$3,282 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Oct 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN21-11-309-002

Property Details

APN / Parcel Number

Primary APN21-11-309-002
Alternative APN
  • 18-11-329-009

Interior

Units8 Units
Building Area4,033 sqft Total Area

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address654 WEBSTER ST
CityOTTAWA
StateIL
Zip61350-2753
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionASSESSORS SUB OL SEC 11-33-3, S15' SL 4 & ALL SL 5 IN OL 35, S15' W15' N75' SL 5, S15' SL 6 & ALL LT 7OL36
Legal Range03
Legal Township33
Legal Section11
Legal SubdivisionASSESSORS SUB OF O L S SW 1/4 SEC 11-33
Legal Lot Number7
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group4
Census Block4006
Census Tract962800

Owner

Source: LaSalle County records · APN 21-11-309-002

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1515 LINDEN AVE, LA SALLE, IL 61301-1579
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · Commercial Mortgage
EUREKA SAVINGS BANK
Oct 20, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 04, 2022Warranty Deed, Transfer
Jul 22, 2021Warranty Deed, Transfer · Commercial Mortgage
OTTAWA SAVINGS BANK
Aug 03, 2017Deed, Transfer · Commercial Mortgage
FIRST FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2022
Deed SaleOct 20, 2022
Prior SaleApr 04, 2022 · Amount on Record
Deed Document Number202213566
Prior Transfer DateOct 17, 2022
Prior Transfer Doc0202213566
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address654 WEBSTER ST, OTTAWA, IL 61350-2753
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202301485
DateFeb 16, 2023
Instrument2023-01485
Lender
NameEUREKA SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 10, 2033

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLASALLE IL
Recording DateOct 20, 2022
Property Address654 WEBSTER ST, OTTAWA, IL 61350-2753
Document Number0202213566
Instrument DateOct 17, 2022
Instrument2022-13566
Transaction TypeTransfer
Record UpdatedNov 09, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 LINDEN AVE, LA SALLE, IL 61301-1579

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateApr 04, 2022
Property Address654 WEBSTER ST, OTTAWA, IL 61350-2753
Document Number0202204265
Instrument DateMar 31, 2022
Instrument2022-04265
Transaction TypeTransfer
Record UpdatedMay 04, 2022

Transaction

AmountAmount Recorded
Tax$270.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1499 N 3045TH RD, 1499, OTTAWA, IL 61350-9471

Transferred To (Grantee/Buyer)

NameVerified Name
Address1515 LINDEN AVE, LA SALLE, IL 61301-1579

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateJul 22, 2021
Property Address654 WEBSTER ST, OTTAWA, IL 61350-2753
Document Number202111484
Instrument DateJul 16, 2021
Instrument2021-11484
Transaction TypeTransfer
Record UpdatedAug 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1236 TOWER DR, 1236, OTTAWA, IL 61350-9144

Transferred To (Grantee/Buyer)

NameVerified Name
Address1499 N 3045TH RD, OTTAWA, IL 61350-9471

Mortgage

Document Number202111485
DateJul 22, 2021
Instrument2021-11485
Lender
NameOTTAWA SAVINGS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateAug 03, 2017
Property Address654 WEBSTER ST, OTTAWA, IL 61350-2753
Document Number201711589
Instrument DateJul 28, 2017
Instrument201711589
Transaction TypeTransfer
Record UpdatedJun 07, 2021
Title CompanyWHEATLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1236 TOWER DR, OTTAWA, IL 61350-9144

Mortgage

Document Number201711590
DateAug 03, 2017
Instrument201711590
Lender
NameFIRST FSB
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,282.00 (-2.61%)$32,723 (-) Land $7,865 Building $24,858$98,169 (-) Land $23,595 Building $74,574
2024$3,370.00$32,723 (-) Land $7,865 Building $24,858$98,169 (-) Land $23,595 Building $74,574
2023$32,723 (+6%) Land $7,865 Building $24,858$98,169 (+6%) Land $23,595 Building $74,574
2022$30,871 Land $7,420 Building $23,451$92,613 Land $22,260 Building $70,353

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1984–2020)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fixed Wireless · Fiber in parts of the area
1,000 / 50

May also be available: AT&T, Verizon.

Based on FCC filings for 580 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOTTAWA
serves 18,097 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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