646 Webster St, Ottawa, IL 61350 Property Records

LaSalle County property record for 646 Webster St, Ottawa, IL 61350

Property Summary

Property Type	Commercial
Details	2,018 sqft · built 1901
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Apr 2024)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-11-309-005`

Property Details

APN / Parcel Number

Primary APN	`21-11-309-005`
Alternative APN	`18-11-329-011`

Interior

Units	3 Units
Building Area	2,018 sqft Total Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	646 WEBSTER ST
City	OTTAWA
State	IL
Zip	61350-2773
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ASSESSORS SUB SW FRAC'L 1/4 SEC 11-33-3, E42' SUBLOT 5 OUTLOT 36 (EX N58.05
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	ASSESSORS SUB OF O L S SW 1/4 SEC 11-33
Legal Lot Number	E4
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	4
Census Block	4006
Census Tract	962800

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 WEBSTER ST, OTTAWA, IL 61350-2773
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Deed Document Number	20244076
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	646 WEBSTER ST, OTTAWA, IL 61350-2773
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700228
Date	Jan 5, 2017
Instrument	201700228

Lender

Name	LASALLE STATE BANK
Type	Bank
Address	IL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 3, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,853.00 (-2.59%)	$28,446 (-) Land $4,579 Building $23,867	$85,338 (-) Land $13,737 Building $71,601
2024	$2,929.00	$28,446 (-) Land $4,579 Building $23,867	$85,338 (-) Land $13,737 Building $71,601
2023		$28,446 (+6%) Land $4,579 Building $23,867	$85,338 (+6%) Land $13,737 Building $71,601
2022		$26,836 Land $4,320 Building $22,516	$80,508 Land $12,960 Building $67,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

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