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654 Waterloo Ct, Galt, CA 95632 Property Records

Sacramento County property record for 654 Waterloo Ct, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,018 sqft · built 2015
Lot Size0.299 acres (13,024 sqft)
Owner2 Individual Names on File
Last Sale$449,000 (Jun 2015)
Tax Bill$6,831 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN150-0660-013-0000

Property Details

APN / Parcel Number

Primary APN150-0660-013-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,018 sqft Living Area
1st Floor Area1,509 sqft
2nd Floor Area1,509 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleH-Shape
Construction TypeWood
Roof MaterialOther
Lot Area13,024 sqft (0.299 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address654 WATERLOO CT
CityGALT
StateCA
Zip95632-8441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHANCELLOR ESTATES UNIT 6, LOT 212
Legal SubdivisionCHANCELLOR ESTATES UNIT 6
Legal Lot Number212
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1015
Census Tract9408

Owner

Source: Sacramento County records · APN 150-0660-013-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address654 WATERLOO CT, GALT, CA 95632-8441
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2015 · Amount on Record
Deed SaleJun 02, 2015 · Amount on Record
Prior SaleDec 30, 2009 · Amount on Record
Deed Book / Page20150602 / 1140
Prior Transfer DateJul 22, 2008
Prior Transfer Doc0000001129
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address654 WATERLOO CT, GALT, CA 95632-8441
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 WATERLOO CT, GALT, CA 95632-8441

Mortgage

Document Number0000001800
DateFeb 24, 2021
Instrument202102241800
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address654 WATERLOO CT, GALT, CA 95632-8441
Transaction TypeMortgage
Record UpdatedAug 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 WATERLOO CT, GALT, CA 95632-8441

Mortgage

Document Number2240000001800
DateFeb 24, 2021
Book Page20210224/1800
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$596,297 (+2%) Land $104,194 Building $492,103
2025$6,831.00 (+4.37%) Homeowner's exemption$584,605 (+4.04%) Land $102,151 Building $482,454
2024$6,545.00 (+1.69%)
2023$6,436.00 (+4.09%) Homeowner's exemption$561,907 Land $98,186 Building $463,721
2022$6,183.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1998–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimJan 2024, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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