Sacramento County property record for 646 Waterloo Ct, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,018 sqft · built 2015 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $461,000 (Jun 2015) |
| Tax Bill | $7,008 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0660-015-0000 |
| Primary APN | 150-0660-015-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,018 sqft Living Area |
| 1st Floor Area | 1,509 sqft |
| 2nd Floor Area | 1,509 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 18,905 sqft (0.434 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 646 WATERLOO CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | CHANCELLOR ESTATES UNIT 6, LOT 214 |
| Legal Subdivision | CHANCELLOR ESTATES UNIT 6 |
| Legal Lot Number | 214 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 9408 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 WATERLOO CT, GALT, CA 95632-8441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2015 · Amount on Record |
| Deed Sale | Jun 11, 2015 · Amount on Record |
| Prior Sale | Dec 30, 2009 · Amount on Record |
| Deed Book / Page | 20150611 / 1289 |
| Prior Transfer Date | Jul 22, 2008 |
| Prior Transfer Doc | 0000001129 |
| Record Updated | Oct 29, 2026 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $612,028 (+2%) Land $104,194 Building $507,834 | |
| 2025 | $7,008.00 (+4.38%) Homeowner's exemption | $600,028 (+4.04%) Land $102,151 Building $497,877 |
| 2024 | $6,714.00 (+1.68%) | |
| 2023 | $6,603.00 (+4.1%) Homeowner's exemption | $576,731 Land $98,186 Building $478,545 |
| 2022 | $6,343.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1998–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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