654 Warley St, Florence, SC 29501 Property Records

Florence County property record for 654 Warley St, Florence, SC 29501

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,045 sqft · built 1940
Lot Size0.261 acres (11,388 sqft)
OwnerIndividual Name on File
Last Sale$177,500 (Dec 2025)
Tax Bill$545 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN90076-02-003

Property Details

APN / Parcel Number

Primary APN90076-02-003
Alternative APN
  • 15068540

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,045 sqft Living Area
1st Floor Area1,045 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area11,388 sqft (0.261 acres)
Lot Dimensions146 ft deep x 105 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address654 WARLEY ST
CityFLORENCE
StateSC
Zip29501-5165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionS WARLEY ST LOT 18-W
Legal SubdivisionPARK PLACE SUBDIVISION
Legal Lot Number18
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1039
Census Tract1000

Owner

Source: Florence County records · APN 90076-02-003

Assessment roll updated March 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 WARLEY ST, FLORENCE, SC 29501-5165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2019Warranty Deed, Transfer · Conventional Mortgage
SOUTH ST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Document Number202517102
Deed Book / Page1193 / 1233
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateDec 31, 2025
Property Address654 WARLEY ST, FLORENCE, SC 29501-5165
Document NumberDMA11931233
Book / PageDMA1193 / 1233
Map ReferenceMB C PG 155
Instrument DateDec 29, 2025
Instrument2025017102
Transaction TypeTransfer
Record UpdatedJan 09, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$461.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 WARLEY ST, FLORENCE, SC 29501-5165

Mortgage

Document NumberDMA11931239
DateDec 31, 2025
InstrumentDMA1193/1239
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateNov 27, 2019
Property Address654 WARLEY ST, FLORENCE, SC 29501-5165
Document Number0000017495
Book / Page000827 / 001243
Instrument DateNov 25, 2019
Instrument17495
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$344.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address654 WARLEY ST FLORENCE SC 295015165, FLORENCE, SC 29501-5165

Mortgage

Document Number17496
DateNov 27, 2019
Book Page000827/001248
Instrument17496
Lender
NameSOUTH ST BK
TypeBank
AddressNORTH CHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

Tax Assessment & Valuation

Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
MunicipalityFlorence City
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$545.00 (+24.43%)$5,158 (-) Land $460 Building $4,698$128,973 (-) Land $11,500 Building $117,473
2024$438.00 (-2.45%)$5,158 (-99.86%) Land $460 Building $4,698$128,973 (-98.61%) Land $11,500 Building $117,473
2023$449.00 (+6.9%) Homeowner's exemption$3,708,531 (+99,887.36%) Land $460,000 Building $3,248,531$9,271,328 (+9,900.03%) Land $1,150,000 Building $8,121,328
2022$420.00 Homeowner's exemption$3,709 Land $460 Building $3,249$92,713 Land $11,500 Building $81,213

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1985–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2021 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Based on FCC filings for 352 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FLORENCE
serves 79,745 people
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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