Florence County property record for 651 Warley St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1930 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $1,007 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90076-01-003 |
| Primary APN | 90076-01-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 651 WARLEY ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-5166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | WARLEY & SPRUCE L 28&29 |
| Legal Subdivision | PARK PLACE SUBDIVISION |
| Legal Lot Number | 28,29 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 1000 |
651 Warley St is owned and occupied by an individual who bought it in October 2025.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 651 WARLEY ST, FLORENCE, SC 29501-5166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2025 | Warranty Deed, Transfer |
| Oct 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Oct 6, 2023 · Amount on File |
| Deed Document Number | 202513516 |
| Deed Book / Page | 1181 / 504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 10, 2025 |
| Property Address | 651 WARLEY ST, FLORENCE, SC 29501-5166 |
| Document Number | DMA11810504 |
| Book / Page | DMA1181 / 504 |
| Map Reference | MB 58 PG 364 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025013516 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 WARLEY ST, FLORENCE, SC 29501-5166 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Oct 6, 2023 |
| Property Address | 651 WARLEY ST, FLORENCE, SC 29501-5166 |
| Document Number | 0010710183 |
| Book / Page | 1071 / 183 |
| Map Reference | MB C PG 155 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023-00012951 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 WARLEY ST, FLORENCE, SC 29501-5166 |
| Document Number | 202300012952 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 2023-00012952 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.86% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.85% |
| Max Rate At Change | 8.85% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.8% |
The 2025 property tax bill for 651 Warley St was $1,007, up 24.5% from the year before.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,007.00 (+24.47%) | $7,888 (-) Land $520 Building $7,368 | $197,205 (-) Land $13,000 Building $184,205 |
| 2024 | $809.00 (+53.51%) | $7,888 (-99.82%) Land $520 Building $7,368 | $197,205 (-98.23%) Land $13,000 Building $184,205 |
| 2023 | $527.00 (+4.77%) | $4,452,587 (+99,890.73%) Land $520,000 Building $3,932,587 | $11,131,468 (+9,899.97%) Land $1,300,000 Building $9,831,468 |
| 2022 | $503.00 | $4,453 Land $520 Building $3,933 | $111,315 Land $13,000 Building $98,315 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 651 Warley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1985–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Warley St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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