654 W River St, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 654 W River St, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2026)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-09-19-304-002`

Property Details

APN / Parcel Number

Primary APN	`17-09-19-304-002`

Exterior

Lot Area	10,521 sqft (0.241 acres)

Location & Zoning

Street Address	654 W RIVER ST
City	BOURBONNAIS
State	IL
Zip	60914-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRUMMONDS 4TH ADDN LOT 3 19-31-12E
Legal Subdivision	DRUMMONDS 4TH ADD
Legal Lot Number	3
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	1
Census Block	1014
Census Tract	10500

Owner

Source: Kankakee County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1519 GIRARD AVE, 5, BOURBONNAIS, IL 60914-8602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK
Feb 13, 2026	Warranty Deed, Transfer KHS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Feb 13, 2026 · Amount on Record
Deed Document Number	202610911
Prior Transfer Date	Feb 12, 2026
Prior Transfer Doc	0202601569
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Sep 30, 2026
Property Address	654 W RIVER ST, BOURBONNAIS, IL 60914-1879
Document Number	0000010911
Instrument Date	Sep 15, 2026
Instrument	202610911
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 GIRARD AVE, 5, BOURBONNAIS, IL 60914-8602

Mortgage

Document Number	0000010912,
Date	Sep 30, 2026
Instrument	202610912

Lender

Name	MIDLAND STATES BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Feb 13, 2026
Property Address	654 W RIVER ST, BOURBONNAIS, IL 60914-1879
Document Number	0202601569
Map Reference	BK 7 PG 301
Instrument Date	Feb 12, 2026
Instrument	202601569
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	KHS TITLE

Transaction

Amount	Amount Recorded
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6055 W 3000S RD, KANKAKEE, IL 60901-8996

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (+19.29%)	$63,935 (+16.54%) Land $5,599 Building $58,336	$191,805 (+16.54%) Land $16,797 Building $175,008
2024	$3,645.00 (+15.49%) Homeowner's exemption Senior Citizen's exemption	$54,862 (+8%) Land $5,282 Building $49,580	$164,586 (+8%) Land $15,846 Building $148,740
2023		$50,798 Land $4,891 Building $45,907	$152,394 Land $14,673 Building $137,721
2022	$3,156.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1991–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Pavlov Media.

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