653 W River St, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 653 W River St, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.494 acres (21,557 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-19-303-029`

Property Details

APN / Parcel Number

Primary APN	`17-09-19-303-029`

Exterior

Lot Area	21,557 sqft (0.494 acres)

Location & Zoning

Street Address	653 W RIVER ST
City	BOURBONNAIS
State	IL
Zip	60914-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF BOURBONNAIS PT LT 18 MESHEKETENO RES ORIG LOT 27 19-31-12E
Legal Subdivision	ME-SHE-KE-TE-NO RESIDENCE
Legal Lot Number	18,27
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	1
Census Block	1004
Census Tract	10500

Owner

653 W River St is owned and occupied by two individuals.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 W RIVER ST, BOURBONNAIS, IL 60914-1843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit MUNICIPAL TRUST & SAVINGS BANK
May 15, 2023	Deed of Trust, Mortgage · Line of Credit MUNICIPAL TRUST & SAVINGS BANK
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	653 W RIVER ST, BOURBONNAIS, IL 60914-1843
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601380
Date	Feb 10, 2026
Instrument	202601380

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 5, 2031

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	653 W RIVER ST, BOURBONNAIS, IL 60914-1843
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304380
Date	May 15, 2023
Instrument	202304380

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	May 10, 2030

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	653 W RIVER ST, BOURBONNAIS, IL 60914-1843
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206333
Date	Jun 2, 2022
Instrument	202206333

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 27, 2027

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	653 W RIVER ST, BOURBONNAIS, IL 60914-1843
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	KANKAKEE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202112420
Date	Sep 7, 2021
Instrument	202112420

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	653 W RIVER ST, BOURBONNAIS, IL 60914-1843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KANKAKEE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800032
Date	Jan 2, 2018
Instrument	201800032

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	653 W RIVER ST, BOURBONNAIS, IL 60914-1843
Transaction Type	Mortgage
Record Updated	May 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004040
Date	Apr 20, 2020
Instrument	202004040

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 653 W River St was $4,853 with a homeowner's exemption, up 16.5% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bourbonnais Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,853.00 (+16.52%)	$65,084 Land $8,587 Building $56,497	$195,252 Land $25,761 Building $169,491
2024	$4,165.00
2023		$51,961 Land $7,501 Building $44,460	$155,883 Land $22,503 Building $133,380
2022	$3,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 W River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1991–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 653 W River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Pavlov Media.

Nearby Properties on W River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures