Allen County property record for 654 W Ford Ave, Lima, OH 45801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,010 sqft · built 1961 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,100 (Dec 1985) |
| Tax Bill | $827 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2409-10-019.000 |
| Primary APN | 36-2409-10-019.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| Gross Area | 1,270 sqft |
| 1st Floor Area | 1,010 sqft |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 654 W FORD AVE |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45801-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHLEA PARK ADDITION NO 3 LOT 23565 JOINT TEN FF 60.00 |
| Legal Subdivision | PARK ADDITION |
| Legal Lot Number | 23565 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | LIMA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 12200 |
654 W Ford Ave is owned and occupied by two individuals who acquired it in October 2015.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 W FORD AVE, LIMA, OH 45801-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 1985 · Amount on File |
| Deed Sale | Dec 10, 1985 · Amount on File |
| Last Transfer Date | Oct 19, 2015 |
| Transfer Doc | 10210011089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 654 W FORD AVE, LIMA, OH 45801-2643 |
| Document Number | 0000010269 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 654 W FORD AVE LIMA OH 458012643, LIMA, OH 45801-2643 |
| Document Number | 0000010269 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 002019/010269 |
| Instrument | 10269 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 654 W Ford Ave was $827 with a homeowner's exemption, down 2.6% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| Municipality | Lima City |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $827.00 (-2.59%) Homeowner's exemption | $29,890 (-) Land $4,620 Building $25,270 | $85,400 (-) Land $13,200 Building $72,200 |
| 2024 | $849.00 (+37.38%) Homeowner's exemption | $29,890 (+37.05%) Land $4,620 Building $25,270 | $85,400 Land $13,200 Building $72,200 |
| 2023 | $618.00 (-3.44%) Homeowner's exemption | $21,810 (-) Land $3,360 Building $18,450 | |
| 2022 | $640.00 Homeowner's exemption | $21,810 Land $3,360 Building $18,450 | |
| 2021 | $62,300 Land $9,600 Building $52,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 W Ford Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 654 W Ford Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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