642 W Ford Ave, Lima, OH 45801 Property Records

Allen County property record for 642 W Ford Ave, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 957 sqft · built 1960
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Jan 2023)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2409-10-021.000`

Property Details

APN / Parcel Number

Primary APN	`36-2409-10-021.000`
Alternative APN	`M3736240910021000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	957 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	957 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	250 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	642 W FORD AVE
City	LIMA
State	OH
Zip	45801-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHLEA SUBDIVISION NO 2 LOT 23296 FF 60.00
Legal Subdivision	NORTHLEA SUBDIVISION
Legal Lot Number	23296
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2008
Census Tract	12200

Owner

642 W Ford Ave is owned and occupied by an individual who bought it in January 2023.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	642 W FORD AVE, LIMA, OH 45801-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC
Apr 29, 2020	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Prior Sale	Apr 29, 2020 · Amount on File
Deed Document Number	2023664
Prior Transfer Date	May 27, 2014
Prior Transfer Doc	6190006087
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 27, 2023
Property Address	642 W FORD AVE, LIMA, OH 45801-2643
Document Number	1270000664
Book / Page	2023 / 664
Map Reference	MB 9 PG 218
Instrument Date	Jan 27, 2023
Instrument	202301270000664
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 W FORD AVE, LIMA, OH 45801-2643

Mortgage

Document Number	1270000665
Date	Jan 27, 2023
Book Page	2023/665
Instrument	202301270000665

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 29, 2020
Property Address	642 W FORD AVE, LIMA, OH 45801-2643
Document Number	0000004317
Instrument Date	Apr 28, 2020
Instrument	4317
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 W FORD AVE LIMA OH 458012643, LIMA, OH 45801-2643

Mortgage

Document Number	4318
Date	Apr 29, 2020
Instrument	4318

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 642 W Ford Ave was $1,614, down 1.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 (-1.34%)	$40,530 (-) Land $4,620 Building $35,910	$115,800 (-) Land $13,200 Building $102,600
2024	$1,636.00 (+22.82%) Homeowner's exemption	$40,530 (+37.02%) Land $4,620 Building $35,910	$115,800 Land $13,200 Building $102,600
2023	$1,332.00 (-1.55%) Homeowner's exemption	$29,580 (-) Land $3,360 Building $26,220
2022	$1,353.00 Homeowner's exemption	$29,580 Land $3,360 Building $26,220
2021			$84,500 Land $9,600 Building $74,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 W Ford Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 642 W Ford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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