654 S Williams St, Nappanee, IN 46550 Property Records

Elkhart County property record for 654 S Williams St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 1930
Lot Size	0.305 acres (13,329 sqft)
Owner	Owner Name on File
Tax Bill	$1,361 (2024)
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-453-002.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-453-002.000-021`
Alternative APN	`1336453002021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,432 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	416 sqft
Basement Area	1,016 sqft
Game Room	Game Room
Flooring	Subfloor

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,329 sqft (0.305 acres)

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1336453002021
Old Parcel Number	1336453002021
Street Address	654 S WILLIAMS ST
City	NAPPANEE
State	IN
Zip	46550-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	100X133.78FT-IN W1/2 SE1/4 SEC 36 .306A
Legal Block	453
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	3
Census Block	3007
Census Tract	1100

Owner

Source: Elkhart County records · APN 20-13-36-453-002.000-021

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	654 S WILLIAMS ST, NAPPANEE, IN 46550-2454
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Jun 28, 2004
Last Transfer Date	Aug 13, 2014
Transfer Doc	0000015061
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,100 (+1.35%) Land $15,100 Building $120,000	$135,100 (+1.35%) Land $15,100 Building $120,000
2024	$1,361.00 (-23.15%)	$133,300 (+7.76%) Land $15,100 Building $118,200	$133,300 (+7.76%) Land $15,100 Building $118,200
2023		$123,700 (+8.89%) Land $15,100 Building $108,600	$123,700 (+8.89%) Land $15,100 Building $108,600
2022	$1,771.00 Homeowner's exemption	$113,600 Land $15,100 Building $98,500	$113,600 Land $15,100 Building $98,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway Computer Products.

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.