505 S Williams St, Nappanee, IN 46550 Property Records

Elkhart County property record for 505 S Williams St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,720 sqft · built 2000
Lot Size	0.485 acres (21,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2023)
Tax Bill	$2,840 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-36-453-006.000-021`

Property Details

APN / Parcel Number

Primary APN	`20-13-36-453-006.000-021`
Alternative APN	`1336453006021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	4,452 sqft
1st Floor Area	1,472 sqft
Upper Floors Area	1,248 sqft
Attic	Attic
Attic Area	2,496 sqft
Basement Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,127 sqft (0.485 acres)
Lot Dimensions	132 ft deep x 160 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	505 S WILLIAMS ST
City	NAPPANEE
State	IN
Zip	46550-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MILLERS ORCHARD SEC 1 LOT 39
Legal Subdivision	MILLERS ORCHARD
Legal Block	453
Legal Lot Number	39
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	3
Census Block	3007
Census Tract	1100

Owner

Source: Elkhart County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 S WILLIAMS ST, NAPPANEE, IN 46550-2455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
May 31, 2023	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Deed Document Number	20238478
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	505 S WILLIAMS ST, NAPPANEE, IN 46550-2455
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S WILLIAMS ST, NAPPANEE, IN 46550-2455

Mortgage

Document Number	0000004257
Date	Mar 13, 2026
Instrument	2026-04257

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 31, 2023
Property Address	505 S WILLIAMS ST, NAPPANEE, IN 46550-2455
Document Number	0000008478
Map Reference	MB 27 PG 89
Instrument Date	May 30, 2023
Instrument	2023-08478
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 S WILLIAMS ST, NAPPANEE, IN 46550-2455

Mortgage

Document Number	0000008479
Date	May 31, 2023
Instrument	2023-08479

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,800 (+9.91%) Land $21,500 Building $282,300	$303,800 (+9.91%) Land $21,500 Building $282,300
2024	$2,840.00 (+3.92%)	$276,400 (+11%) Land $21,500 Building $254,900	$276,400 (+11%) Land $21,500 Building $254,900
2023		$249,000 (+6%) Land $21,500 Building $227,500	$249,000 (+6%) Land $21,500 Building $227,500
2022	$2,733.00 Homeowner's exemption	$234,900 Land $21,500 Building $213,400	$234,900 Land $21,500 Building $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway.

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