654 Pond Rd, Dickson, TN 37055 Property Records

Dickson County property record for 654 Pond Rd, Dickson, TN 37055

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,972 sqft · built 1988
Lot Size	2.52 acres (109,771 sqft)
Owner	Owner Name on Record
Last Sale	$79,000 (Aug 1993)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022092 02304`

Property Details

APN / Parcel Number

Primary APN	`022092 02304`
Alternative APN	`092 02304`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	109,771 sqft (2.52 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	654 POND RD
City	DICKSON
State	TN
Zip	37055-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: G01
Legal Subdivision	JAMES R JENKINS SURV CO
Jurisdiction	DICKSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1019
Census Tract	60502

Owner

Source: Dickson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	654 POND RD, DICKSON, TN 37055-8502
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF DICKSON
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF DICKSON
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF DICKSON
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF DICKSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 1993 · Amount on Record
Deed Sale	Aug 31, 1993 · Amount on Record
Deed Document Number	0000342234
Deed Book / Page	342 / 234
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	654 POND RD, DICKSON, TN 37055-8502
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	BANKERS T&E DICKSON LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V15261338
Date	Oct 13, 2021
Book Page	V1526/1338
Instrument	333739

Lender

Name	BANK OF DICKSON
Type	Bank
Address	DICKSON, TN 37056

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	654 POND RD, DICKSON, TN 37055-8502
Document Number	V14441
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	YELLOW CREEK RD

Mortgage

Document Number	V14441
Date	Jun 22, 2020
Book Page	001444/000001
Instrument	313837

Lender

Name	BANK OF DICKSON
Type	Bank
Address	DICKSON, TN 37056

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 21, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	654 POND RD, DICKSON, TN 37055-8502
Document Number	V1413333
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 POND RD DICKSON TN 370558502, DICKSON, TN 37055-8502

Mortgage

Document Number	V1413333
Date	Dec 16, 2019
Book Page	001413/000333
Instrument	307031

Lender

Name	BANK OF DICKSON
Type	Bank
Address	DICKSON, TN 37056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2029

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	654 POND RD, DICKSON, TN 37055-8502
Document Number	V130534
Book / Page	001305 / 000034
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	BANKERS TITLE AND ESCROW DICKSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 POND RD DICKSON TN 370558502, DICKSON, TN 37055-8502

Mortgage

Document Number	V130534
Date	Aug 29, 2017
Book Page	001305/000034
Instrument	279930

Lender

Name	BANK OF DICKSON
Type	Bank
Address	DICKSON, TN 37056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00	$90,750 Land $16,750 Building $74,000
2024			$363,000 Land $67,000 Building $296,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYLVIA-TN CITY-POND U.D. serves 7,203 people · EPA ID TN0000691
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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