649 Pond Rd, Dickson, TN 37055 Property Records

Dickson County property record for 649 Pond Rd, Dickson, TN 37055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,789 sqft · built 1987
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000 (May 1987)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022091 03202`

Property Details

APN / Parcel Number

Primary APN	`022091 03202`
Alternative APN	`091 03202`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,789 sqft Living Area
1st Floor Area	1,118 sqft
Upper Floors Area	1,118 sqft
Basement Area	1,118 sqft
Unfinished Basement	1,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	616 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	649 POND RD
City	DICKSON
State	TN
Zip	37055-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: G01
Jurisdiction	DICKSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1027
Census Tract	60502

Owner

Source: Dickson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 POND RD, DICKSON, TN 37055-8506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FINANCIAL CU
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FINANCIAL CU
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1987 · Amount on Record
Deed Sale	May 14, 1987 · Amount on Record
Deed Document Number	0000209197
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	649 POND RD, DICKSON, TN 37055-8506
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 POND RD, DICKSON, TN 37055-8506

Mortgage

Document Number	0V15642677
Date	Nov 6, 2023
Book Page	V1564/2677
Instrument	358977

Lender

Name	CORNERSTONE FINANCIAL CU
Type	Credit Union
Address	NASHVILLE, TN 37212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	649 POND RD, DICKSON, TN 37055-8506
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 POND RD, DICKSON, TN 37055-8506

Mortgage

Document Number	0V15292035
Date	Dec 2, 2021
Book Page	V1529/2035
Instrument	335696

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 3, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	649 POND RD, DICKSON, TN 37055-8506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1282820
Date	Feb 21, 2017
Book Page	V1282/820
Instrument	274138

Lender

Name	CORNERSTONE FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2027

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	649 POND RD, DICKSON, TN 37055-8506
Document Number	V1404123
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 POND RD DICKSON TN 370558506, DICKSON, TN 37055-8506

Mortgage

Document Number	V1404123
Date	Oct 18, 2019
Book Page	001404/000123
Instrument	304937

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	DICKSON, TN 37055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00	$74,500 Land $10,775 Building $63,725
2024			$298,000 Land $43,100 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Verizon.

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