654 Pine Trace Ct, Columbus, OH 43228 Property Records

Franklin County property record for 654 Pine Trace Ct, Columbus, OH 43228

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 878 sqft · built 1995
Lot Size0.246 acres (10,702 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Oct 2025)
Tax Bill$3,045 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN570-230401

Property Details

APN / Parcel Number

Primary APN570-230401
Alternative APN
  • 57023040100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area878 sqft Living Area
Gross Area1,334 sqft
1st Floor Area878 sqft
Basement Area456 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area10,702 sqft (0.246 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area454 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address654 PINE TRACE CT
CityCOLUMBUS
StateOH
Zip43228-5756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE TRACE COURT CHERRY CREEK SEC 12 LOT 574
Legal SubdivisionCHERRY CREEK SEC 12
Legal Lot Number574
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group2
Census Block2007
Census Tract8163

Owner

Source: Franklin County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2105 N STATE ROAD 3 BYP, GREENSBURG, IN 47240-9539
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleFeb 28, 2012 · Amount on Record
Deed Document Number2025118807
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateOct 21, 2025
Property Address654 PINE TRACE CT, COLUMBUS, OH 43228-5756
Document Number0000118807
Map ReferenceMB 81 PG 33
Instrument DateOct 17, 2025
Instrument202510210118807
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCHICAGO TITLE COLUMBUS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2105 N STATE ROAD 3 BYP, GREENSBURG, IN 47240-9539

Mortgage

Document Number0000118808
DateOct 21, 2025
Instrument202510210118808
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Mortgage

Document Number0000118809
DateOct 21, 2025
Instrument202510210118809
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictSouth-Western City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,520 (-) Land $25,240 Building $58,280$238,600 (-) Land $72,100 Building $166,500
2024$3,045.00 (+1.81%) Homeowner's exemption$83,520 (-) Land $25,240 Building $58,280
2023$2,991.00 (+37.77%) Homeowner's exemption$83,520 (+87.73%) Land $25,240 Building $58,280$238,600 (+87.73%) Land $72,100 Building $166,500
2022$2,171.00 Homeowner's exemption$44,490 Land $10,640 Building $33,850
2020$127,100 Land $30,400 Building $96,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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