647 Pine Trace Ct, Columbus, OH 43228 Property Records

Franklin County property record for 647 Pine Trace Ct, Columbus, OH 43228

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,172 sqft · built 1995
Lot Size0.204 acres (8,882 sqft)
OwnerIndividual Name on File
Last Sale$209,000 (Oct 2025)
Tax Bill$2,599 (2024)
Deeds & MortgagesMay 2025 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN570-230405

Property Details

APN / Parcel Number

Primary APN570-230405
Alternative APN
  • 57023040500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,172 sqft Living Area
1st Floor Area878 sqft
Basement Area294 sqft
Finished Basement294 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Lot Area8,882 sqft (0.204 acres)
View / LotCorner
Garage TypeAttached
Parking Spaces1 Parking Space
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address647 PINE TRACE CT
CityCOLUMBUS
StateOH
Zip43228-5756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE TRACE COURT CHERRY CREEK SEC 12 LOT 578
Legal SubdivisionCHERRY CREEK SEC 12
Legal Lot Number578
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group2
Census Block2007
Census Tract8163

Owner

647 Pine Trace Ct is owned and occupied by an individual who bought it in October 2025.

Source: Franklin County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address647 PINE TRACE CT, COLUMBUS, OH 43228-5756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Oct 16, 2025Warranty Deed, Transfer · Conventional Mortgage
THE PARK NATIONAL BANK
Sep 1, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025 · Amount on File
Deed SaleOct 16, 2025 · Amount on File
Prior SaleJul 7, 1995 · Amount on File
Deed Document Number2025117585
Prior Transfer DateSep 26, 2024
Prior Transfer Doc0000109073
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address647 PINE TRACE CT, COLUMBUS, OH 43228-5756
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 PINE TRACE CT, COLUMBUS, OH 43228-5756

Mortgage

Document Number0000048502
DateMay 12, 2025
Instrument202505120048502
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46256
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateOct 16, 2025
Property Address647 PINE TRACE CT, COLUMBUS, OH 43228-5756
Document Number0000117585
Map ReferenceMB 81 PG 33
Instrument DateOct 9, 2025
Instrument202510160117585
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyVANTAGE LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$209.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 PINE TRACE CT, COLUMBUS, OH 43228-5756

Mortgage

Document Number0000117586
DateOct 16, 2025
Instrument202510160117586
Lender
NameTHE PARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionFRANKLIN OH
Recording DateSep 1, 2022
Property Address647 PINE TRACE CT, COLUMBUS, OH 43228-5756
Document Number0000126166
Map ReferenceMB 81 PG 33
Instrument DateSep 1, 2022
Instrument202209010126166
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address647 PINE TRACE CT, COLUMBUS, OH 43228-5756

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictSouth-Western City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,300 (-) Land $22,930 Building $48,370$203,700 Land $65,500 Building $138,200
2024$2,599.00 (+1.8%) Homeowner's exemption$71,300 (-) Land $22,930 Building $48,370
2023$2,553.00 (+26.45%) Homeowner's exemption$71,300 (+72.35%) Land $22,930 Building $48,370$203,700 Land $65,500 Building $138,200
2022$2,019.00 Homeowner's exemption$41,370 Land $9,240 Building $32,130
2020$118,200 Land $26,400 Building $91,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 647 Pine Trace Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Pine Trace Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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