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654 Old Windsor Way, Spring Hill, FL 34609 Property Records

Hernando County property record for 654 Old Windsor Way, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,509 sqft · built 2021
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$240,100 (Feb 2021)
Tax Bill$2,809 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jun 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNR34-223-18-3759-0080-0010

Property Details

APN / Parcel Number

Primary APNR34-223-18-3759-0080-0010
Alternative APNs
  • 01774805
  • 1774805

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01774805
Street Address654 OLD WINDSOR WAY
CitySPRING HILL
StateFL
Zip34609-4658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT AVALON PHASE 3B-3 BLK 8 LOT 1
Legal Range18E
Legal Township23S
Legal Section34
Legal SubdivisionVILLAGES AT AVALON PHASE 3B-3
Legal Phase3B
Legal Block8
Legal Lot Number1
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group4
Census Block4007
Census Tract40906

Owner

654 Old Windsor Way is owned and occupied by an individual who bought it in February 2021.

Source: Hernando County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address654 OLD WINDSOR WAY, SPRING HILL, FL 34609-4658
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Special Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Jun 23, 2020Correction Deed, Transfer
ATTORNEY ONLY
Jun 5, 2020Grant Deed, Transfer
ATTORNEY ONLY
Sep 27, 2013Loan Modification, Mortgage
CAPITAL CTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2021 · Amount on File
Deed SaleFeb 25, 2021 · Amount on File
Prior SaleJun 5, 2020 · Amount on File
Deed Document Number2021013039
Deed Book / Page3957 / 1212
Record UpdatedJun 8, 2026

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 25, 2021
Property Address654 OLD WINDSOR WAY, SPRING HILL, FL 34609-4658
Document Number0039571212
Book / Page3957 / 1212
Map ReferenceMB 42 PG 45-48
Instrument DateFeb 25, 2021
Instrument2021013039
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6522 GUNN HWY, 6522, TAMPA, FL 33625-4022

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 OLD WINDSOR WAY, SPRING HILL, FL 34609-4658

Mortgage

Document Number0039571215
DateFeb 25, 2021
Instrument3957/1215
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionHERNANDO FL
Recording DateJun 23, 2020
Property Address654 OLD WINDSOR WAY, SPRING HILL, FL 34609-4658
Document Number0038540599
Book / Page003854 / 000599
Instrument DateJun 22, 2020
Instrument37657
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6522 GUNN HWY TAMPA FL 336254022, TAMPA, FL 33625-4022
InvestorPossibly a Property Investor

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHERNANDO FL
Recording DateJun 5, 2020
Property Address654 OLD WINDSOR WAY, SPRING HILL, FL 34609-4658
Document Number0038471695
Book / Page003847 / 001695
Instrument DateJun 4, 2020
Instrument33861
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$4,391.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6522 GUNN HWY TAMPA FL 336254022, TAMPA, FL 33625-4022
InvestorPossibly a Property Investor

September 2013: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address654 OLD WINDSOR WAY, SPRING HILL, FL 34609-4658
Document Number0038951403
Instrument DateSep 27, 2013
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressOLD WINDSOR WAY SPRING HILL FL 34609, SPRING HILL, FL 34609
InvestorPossibly a Property Investor

Mortgage

Document Number0038951403
DateOct 5, 2020
Book Page003895/001403
Instrument61637
Lender
NameCAPITAL CTY BK
TypeBank
AddressPO BOX 900, TALLAHASSEE, FL 32302-0900
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 654 Old Windsor Way was $2,809 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,809.00 Additional exemption filed$236,205 Land $50,188 Building $186,017$236,205 Land $50,188 Building $186,017
2023$226,958 Land $25,597 Building $201,361
2022$2,846.00$226,958 Land $50,188 Building $176,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 654 Old Windsor Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Old Windsor Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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