Hernando County property record for 641 Old Windsor Way, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,186 sqft · built 2018 |
| Lot Size | 0.176 acres (7,646 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,900 (Jul 2018) |
| Tax Bill | $3,158 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R34-223-18-3755-0070-0160 |
| Primary APN | R34-223-18-3755-0070-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 2,781 sqft |
| 1st Floor Area | 2,186 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,646 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01762952 |
|---|---|
| Street Address | 641 OLD WINDSOR WAY |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-4647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES OF AVALON PH 3B-1 BLK 7 LOT 16 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 34 |
| Legal Subdivision | AVALON PH |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 40906 |
641 Old Windsor Way is owned and occupied by two individuals who bought it in July 2018.
Source: Hernando County records, as of June 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Jun 22, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Mar 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP |
| Jul 30, 2018 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Jun 25, 2018 | Loan Modification, Mortgage · Line of Credit CLEARVIEW CAP |
| Jan 18, 2018 | Loan Modification, Mortgage · Line of Credit CLEARVIEW CAP |
| Jan 18, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on File |
| Deed Sale | Jul 30, 2018 · Amount on File |
| Deed Document Number | 201846086 |
| Deed Book / Page | 3608 / 1021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 21, 2026 |
| Property Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Document Number | 0000034766 |
| Book / Page | 4712 / 1341 |
| Instrument Date | May 1, 2026 |
| Instrument | 202634766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034766, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 4712/1341 |
| Instrument | 202634766 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Document Number | 0040161580 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 4016/1580 |
| Instrument | 2021047155 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Document Number | 0038231048 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 OLD WINDSOR WAY SPRING HILL FL 346094647, SPRING HILL, FL 34609-4647 |
| Document Number | 0038231048 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 003823/001048 |
| Instrument | 20251 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 30, 2018 |
| Property Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Document Number | 0036081021 |
| Book / Page | 003608 / 001021 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 46086 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,574.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 OLD WINDSOR WAY SPRING HILL FL 346094647, SPRING HILL, FL 34609-4647 |
| Document Number | 36081024 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 003608/001024 |
| Instrument | 46087 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Document Number | 0035961978 |
| Book / Page | 003596 / 001978 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 38778 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6522 GUNN HWY TAMPA FL 336254022, TAMPA, FL 33625-4022 |
| Investor | Possibly a Property Investor |
| Document Number | 35961978 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 003596/001978 |
| Instrument | 38778 |
| Name | CLEARVIEW CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 6522 GUNN HWY, TAMPA, FL 33625-4022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 18, 2018 |
| Property Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Document Number | 0035440728 |
| Book / Page | 003544 / 000728 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 3129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6522 GUNN HWY TAMPA FL 336254022, TAMPA, FL 33625-4022 |
| Investor | Possibly a Property Investor |
| Document Number | 35440728 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 003544/000728 |
| Instrument | 3129 |
| Name | CLEARVIEW CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 6522 GUNN HWY, TAMPA, FL 33625-4022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 18, 2018 |
| Property Address | 641 OLD WINDSOR WAY, SPRING HILL, FL 34609-4647 |
| Document Number | 0035440727 |
| Book / Page | 003544 / 000727 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 3128 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $723.33 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6522 GUNN HWY TAMPA FL 336254022, TAMPA, FL 33625-4022 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 641 Old Windsor Way was $3,158 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,158.00 Homeowner's exemption | $213,216 | $337,477 Land $55,816 Building $281,661 |
| 2023 | $201,025 (+3%) Land $201,025 | ||
| 2022 | $2,452.00 Homeowner's exemption | $195,170 | $307,649 Land $55,816 Building $251,833 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Old Windsor Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Old Windsor Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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