654 Oakdene Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 654 Oakdene Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,906 sqft · built 1969
Lot Size	0.204 acres (8,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Jan 2023)
Tax Bill	$13,174 (2025)
Deeds & Mortgages	Jan 2023 Sale Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-02007-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`49-02007-0000-00009`
Alternative APNs	`4900091000000018` `490200700009`

Interior

Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	1,906 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	8,899 sqft (0.204 acres)
Lot Dimensions	89 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900091000000018
Street Address	654 OAKDENE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L17-22 100X89 L19-22 (91,16)
Legal Block	2007
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3008
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 OAKDENE AVE, RIDGEFIELD, NJ 07657-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed, Transfer TERRA TITLE AND ESCROW INC, TERRA TITLE & ESCROW INC
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2023 · Amount on Record
Deed Sale	Jan 12, 2023 · Amount on Record
Prior Sale	Jul 3, 2014 · Amount on Record
Deed Document Number	20233835
Deed Book / Page	4904 / 1860
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 12, 2023
Property Address	654 OAKDENE AVE, RIDGEFIELD, NJ 07657-1821
Document Number	0049041860
Book / Page	4904 / 1860
Instrument Date	Dec 19, 2022
Instrument	2023003835
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	TERRA TITLE AND ESCROW INC, TERRA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$7,040.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 E HARWOOD TER, PALISADES PARK, NJ 07650-1427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 OAKDENE AVE, RIDGEFIELD, NJ 07657-1821

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	654 OAKDENE AVE, RIDGEFIELD, NJ 07657-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026631875
Date	Jul 12, 2017
Book Page	02663/1875
Instrument	17-052493

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	654 OAKDENE AVE, RIDGEFIELD, NJ 07657-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031580205
Date	Jan 17, 2019
Book Page	3158/205
Instrument	19-004312

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	654 OAKDENE AVE, RIDGEFIELD, NJ 07657-1821
Document Number	0028901720
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	654 OAKDENE AVE RIDGEFIELD NJ 076571821, RIDGEFIELD, NJ 07657-1821

Mortgage

Document Number	0028901720
Date	Mar 26, 2018
Book Page	002890/001720

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,500 (+1.26%) Land $397,100 Building $390,400	$787,500 (+1.26%) Land $397,100 Building $390,400
2025	$13,174.00 (+2.64%)	$777,700 (-5.93%) Land $392,100 Building $385,600	$777,700 (-5.93%) Land $392,100 Building $385,600
2024	$12,835.00 (-7.12%)
2023		$826,700 Land $379,600 Building $447,100	$826,700 Land $379,600 Building $447,100
2022	$13,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2018–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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