651 Oakdene Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 651 Oakdene Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 1949
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2009)
Tax Bill	$9,032 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2009 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`49-02004-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`49-02004-0000-00009`
Alternative APNs	`4900090000000016` `490200400009`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Stucco
Construction Type	Frame
Lot Area	4,700 sqft (0.108 acres)
Lot Dimensions	100 ft deep x 47 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4900090000000016
Street Address	651 OAKDENE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L17 47X100
Legal Block	2004
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	3
Census Block	3005
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 OAKDENE AVE, RIDGEFIELD, NJ 07657-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY/THE US DEPT/HSNG & U
Dec 7, 2009	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2009 · Amount on Record
Deed Sale	Dec 31, 2009 · Amount on Record
Prior Sale	Aug 19, 1996 · Amount on Record
Deed Document Number	20093270100
Deed Book / Page	327 / 100
Last Transfer Date	Aug 9, 2013
Transfer Doc	0014860974
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	651 OAKDENE AVE, RIDGEFIELD, NJ 07657-1820
Document Number	0031541193
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 OAKDENE AVE RIDGEFIELD NJ 076571820, RIDGEFIELD, NJ 07657-1820

Mortgage

Document Number	0031541193
Date	Jan 14, 2019
Book Page	003154/001193
Instrument	3189

Lender

Name	SECRETARY/THE US DEPT/HSNG & U
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

December 2009: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	651 OAKDENE AVE, RIDGEFIELD, NJ 07657-1820
Document Number	0031541231
Instrument Date	Dec 7, 2009
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 OAKDENE AVE RIDGEFIELD NJ 076571820, RIDGEFIELD, NJ 07657-1820

Mortgage

Document Number	0031541231
Date	Jan 14, 2019
Book Page	003154/001231
Instrument	3193

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,300 (+1.33%) Land $307,500 Building $232,800	$540,300 (+1.33%) Land $307,500 Building $232,800
2025	$9,032.00 (+2.89%)	$533,200 (+4.8%) Land $302,500 Building $230,700	$533,200 (+4.8%) Land $302,500 Building $230,700
2024	$8,778.00 (+3.48%)
2023		$508,800 Land $290,000 Building $218,800	$508,800 Land $290,000 Building $218,800
2022	$8,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2018–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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