Deschutes County property record for 654 NE Providence Dr, Bend, OR 97701 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,720 sqft · built 2007 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jul 2017) |
| Tax Bill | $3,217 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171235-CA-00205 |
| Primary APN | 171235-CA-00205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 646 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Area | 476 sqft |
| Account Number | 258589 |
|---|---|
| Street Address | 654 NE PROVIDENCE DR |
| City | BEND |
| State | OR |
| Zip | 97701-7682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MASON ESTATES THIRD ADDITION LOT 5 |
| Legal Range | 12 |
| Legal Township | 17 |
| Legal Section | 35 |
| Legal Subdivision | MASON ESTATES THIRD ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1903 |
Source: Deschutes County records · APN 171235-CA-00205
Assessment roll updated November 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 NE PROVIDENCE DR, BEND, OR 97701-7682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 07, 2017 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Prior Sale | Sep 29, 2009 · Amount on Record |
| Deed Document Number | 201726427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 654 NE PROVIDENCE DR, BEND, OR 97701-7682 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 654 NE PROVIDENCE DR, BEND, OR 97701-7682 |
| Document Number | 0000001805 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026-01805 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 654 NE PROVIDENCE DR, BEND, OR 97701-7682 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000032856 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-32856 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 96261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 07, 2017 |
| Property Address | 654 NE PROVIDENCE DR, BEND, OR 97701-7682 |
| Document Number | 0000026427 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 26427 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 654 NE PROVIDENCE DR BEND OR 977017682, BEND, OR 97701-7682 |
| Document Number | 26428 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 26428 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2047 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,217.00 (+3.91%) | $190,450 (+3%) | $578,660 (+7.64%) Land $156,990 Building $421,670 |
| 2024 | $3,096.00 (+7.87%) | $184,910 (+3%) | $537,610 (-2.26%) Land $136,020 Building $401,590 |
| 2023 | $2,870.00 | $179,530 | $550,030 Land $136,020 Building $414,010 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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