654 NE Providence Dr, Bend, OR 97701 Property Records

Deschutes County property record for 654 NE Providence Dr, Bend, OR 97701 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,720 sqft · built 2007
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Jul 2017)
Tax Bill$3,217 (2025)
Deeds & MortgagesJan 2026 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN171235-CA-00205

Property Details

APN / Parcel Number

Primary APN171235-CA-00205
Alternative APN
  • 258589

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,720 sqft Living Area
Gross Area2,196 sqft
1st Floor Area646 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Lot Area4,792 sqft (0.11 acres)
Garage Area476 sqft

Location & Zoning

Account Number258589
Street Address654 NE PROVIDENCE DR
CityBEND
StateOR
Zip97701-7682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMASON ESTATES THIRD ADDITION LOT 5
Legal Range12
Legal Township17
Legal Section35
Legal SubdivisionMASON ESTATES THIRD ADDITION
Legal Lot Number5
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3024
Census Tract1903

Owner

Source: Deschutes County records · APN 171235-CA-00205

Assessment roll updated November 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address654 NE PROVIDENCE DR, BEND, OR 97701-7682
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CU
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 07, 2017Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2017 · Amount on Record
Deed SaleJul 07, 2017 · Amount on Record
Prior SaleSep 29, 2009 · Amount on Record
Deed Document Number201726427
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address654 NE PROVIDENCE DR, BEND, OR 97701-7682
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 NE PROVIDENCE DR, BEND, OR 97701-7682

Mortgage

Document Number0000001805
DateJan 22, 2026
Instrument2026-01805
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
AddressHILLSBORO, OR 97124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 25, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address654 NE PROVIDENCE DR, BEND, OR 97701-7682
Transaction TypeMortgage
Record UpdatedJun 09, 2021
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032856
DateMay 28, 2021
Instrument2021-32856
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address96261
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 07, 2017
Property Address654 NE PROVIDENCE DR, BEND, OR 97701-7682
Document Number0000026427
Instrument DateJul 05, 2017
Instrument26427
Transaction TypeTransfer
Record UpdatedJul 14, 2017
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address654 NE PROVIDENCE DR BEND OR 977017682, BEND, OR 97701-7682

Mortgage

Document Number26428
DateJul 07, 2017
Instrument26428
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 06, 2047

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,217.00 (+3.91%)$190,450 (+3%)$578,660 (+7.64%) Land $156,990 Building $421,670
2024$3,096.00 (+7.87%)$184,910 (+3%)$537,610 (-2.26%) Land $136,020 Building $401,590
2023$2,870.00$179,530$550,030 Land $136,020 Building $414,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Oregon
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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