639 NE Providence Dr, Bend, OR 97701 Property Records

Deschutes County property record for 639 NE Providence Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 2017
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$506,000 (Aug 2025)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Nov 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171235-CA-03916`

Property Details

APN / Parcel Number

Primary APN	`171235-CA-03916`
Alternative APN	`257819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,695 sqft
1st Floor Area	1,396 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,356 sqft (0.1 acres)
Garage Area	299 sqft

Location & Zoning

Account Number	257819
Street Address	639 NE PROVIDENCE DR
City	BEND
State	OR
Zip	97701-7682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CROSSWINDS LOT 16
Legal Range	12
Legal Township	17
Legal Section	35
Legal Subdivision	CROSSWINDS
Legal Lot Number	16
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3005
Census Tract	1903

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	639 NE PROVIDENCE DR, BEND, OR 97701-7682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Nov 20, 2017	Warranty Deed, Transfer · FHA Mortgage SKYLINE FINANCIAL GROUP INC
Nov 20, 2017	Grant Deed, Transfer
Nov 20, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	202523171
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	639 NE PROVIDENCE DR, BEND, OR 97701-7682
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001269
Date	Jan 14, 2019
Instrument	2019-01269

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 20, 2017
Property Address	639 NE PROVIDENCE DR, BEND, OR 97701-7682
Document Number	0000046729
Instrument Date	Nov 14, 2017
Instrument	2017-46729
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 NE PROVIDENCE DR, BEND, OR 97701-7682

Mortgage

Document Number	0000046730
Date	Nov 20, 2017
Instrument	2017-46730

Lender

Name	SKYLINE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 20, 2017
Property Address	639 NE PROVIDENCE DR, BEND, OR 97701-7682
Document Number	0000046727
Instrument Date	Oct 25, 2017
Instrument	46727
Transaction Type	Transfer
Record Updated	Nov 24, 2017

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	244 SE MILLER AVE BEND OR 977021304, BEND, OR 97702-1304
Investor	Possibly a Property Investor

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 20, 2017
Property Address	639 NE PROVIDENCE DR, BEND, OR 97701-7682
Document Number	0000046726
Instrument Date	Oct 25, 2017
Instrument	46726
Transaction Type	Transfer
Record Updated	Nov 24, 2017

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	721 BREA CANYON RD #7 DIAMOND BAR CA 917893039, 7, DIAMOND BAR, CA 91789-3039
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (+3.96%)	$225,380 (+3%)	$595,760 (+8%) Land $178,480 Building $417,280
2024	$3,663.00 (+7.86%)	$218,820 (+3%)	$551,640 (-2.18%) Land $154,230 Building $397,410
2023	$3,396.00	$212,450	$563,930 Land $154,230 Building $409,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200

May also be available: CenturyLink, Verizon, Webformix.

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