654 N Garden Way, Eugene, OR 97401 Property Records

Lane County property record for 654 N Garden Way, Eugene, OR 97401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,166 sqft · built 2010
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$497,500 (Jun 2026)
Tax Bill$5,515 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN17-03-28-12-00401-000

Property Details

APN / Parcel Number

Primary APN17-03-28-12-00401-000
Alternative APNs
  • 1703281200401
  • 1531084

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,166 sqft Living Area
Gross Area2,646 sqft
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area480 sqft
DrivewayDriveway
Driveway Area880 sqft
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1531084
Street Address654 N GARDEN WAY
CityEUGENE
StateOR
Zip97401-5310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTL 00401
Legal Range03
Legal Township17
Legal Section28
Legal SubdivisionMEADOWBROOK ADD
Legal Lot Number401
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group2
Census Block2002
Census Tract3103

Owner

Source: Lane County records · APN 17-03-28-12-00401-000

Assessment roll updated November 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address654 N GARDEN WAY, EUGENE, OR 97401-5310
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Oct 31, 2025Warranty Deed, Transfer
CASCADE TITLE COMPANY, CASCADE TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleOct 31, 2025 · Amount on Record
Deed Document Number202619733
Prior Transfer DateMar 09, 2011
Prior Transfer Doc0000012148
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateJun 18, 2026
Property Address654 N GARDEN WAY, EUGENE, OR 97401-5310
Document Number0000019733
Instrument DateJun 08, 2026
Instrument202619733
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyCASCADE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000019734,
DateJun 18, 2026
Instrument202619734
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateOct 31, 2025
Property Address654 N GARDEN WAY, EUGENE, OR 97401-5310
Document Number0000035145
Instrument DateOct 23, 2025
Instrument2025-035145
Transaction TypeTransfer
Record UpdatedNov 10, 2025
Title CompanyCASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 N GARDEN WAY, EUGENE, OR 97401-5310
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,515.00 (+3.92%)$283,058 (+6.09%)$591,168 (+0.22%) Land $146,582 Building $444,586
2023$5,307.00$266,810$589,880 Land $118,457 Building $471,423

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Alyrica Networks
Fixed Wireless
400 / 50
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Hunter Communications & Technologies, Northwest Fiber, Verizon.

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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