640 N Garden Way, Eugene, OR 97401 Property Records

Lane County property record for 640 N Garden Way, Eugene, OR 97401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 504 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Jun 2022)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-28-12-00402-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-28-12-00402-000`
Alternative APNs	`1703281200402` `1531092`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	504 sqft Living Area
1st Floor Area	504 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1531092
Street Address	640 N GARDEN WAY
City	EUGENE
State	OR
Zip	97401-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 00402
Legal Range	03
Legal Township	17
Legal Section	28
Legal Subdivision	LAND PARTITION PLAT NO 93-P0387
Legal Lot Number	402
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	3103

Owner

Source: Lane County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 N GARDEN WAY, EUGENE, OR 97401-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 9, 2021	Warranty Deed, Transfer · Conventional with PMI ANDERSON JACK E LIVING TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Mar 9, 2021 · Amount on Record
Deed Document Number	202228170
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 28, 2022
Property Address	640 N GARDEN WAY, EUGENE, OR 97401-5310
Document Number	0000028170
Map Reference	PL 93-P0387
Instrument Date	Jun 16, 2022
Instrument	2022-028170
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 N GARDEN WAY, EUGENE, OR 97401-5310

Mortgage

Document Number	0000028171
Date	Jun 28, 2022
Instrument	2022-028171

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 9, 2021
Property Address	640 N GARDEN WAY, EUGENE, OR 97401-5310
Document Number	0000016278
Instrument Date	Mar 9, 2021
Instrument	16278
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$223.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2145 GREENVIEW ST EUGENE OR 974012393, EUGENE, OR 97401-2393

Mortgage

Document Number	16279
Date	Mar 9, 2021
Instrument	16279

Lender

Name	ANDERSON JACK E LIVING TRUST

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2026

Mortgage

Document Number	16357,
Date	Mar 9, 2021
Instrument	16357

Lender

Name	ANDERSON JACK E LIVING TRUST
Address	915 SHERWOOD PL, EUGENE, OR 97401-1823

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2026

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+3.88%)	$112,744 (+6.09%)	$323,211 (+12.43%) Land $146,582 Building $176,629
2023	$2,114.00 (+50.14%)	$106,273 (+48.57%)	$287,474 (+39.92%) Land $118,457 Building $169,017
2022	$1,408.00	$71,529	$205,452 Land $118,457 Building $86,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hunter Communications, Verizon, Ziply Fiber.

Nearby Properties on N Garden Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures