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654 N Central Ave, Chicago, IL 60644 Property Records

Cook County property record for 654 N Central Ave, Chicago, IL 60644

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 2 ba · 2,557 sqft · built 1898
Lot Size0.18 acres (7,819 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Sep 2024)
Tax Bill$3,383 (2023)
Deeds & MortgagesNov 2023 Transfer
Nov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN16-08-215-003

Property Details

APN / Parcel Number

Primary APN16-08-215-003
Alternative APN
  • 16-08-215-003-0000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,557 sqft Living Area

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1900
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,819 sqft (0.18 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address654 N CENTRAL AVE
CityCHICAGO
StateIL
Zip60644-1506
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRT-4
Legal Description(AUSTINS) SUB, COMPRISING THE W PART OF AUSTINVILLE, BEING AUSTIN & MERRICKS SUB OF WH NW SEC9 & EH NE SEC 08-39-13
Legal Range13E
Legal Township39N
Legal Section08
Legal SubdivisionAUSTINS SUB
Legal Block3
Legal Lot Number18,17
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2000
Census Tract251400

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2645 W CORTEZ ST, CHICAGO, IL 60622-4015
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 28, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2024 · Amount on Record
Deed SaleSep 18, 2024 · Amount on Record
Deed Document Number202423060
Prior Transfer DateNov 2, 2023
Prior Transfer Doc0000029150
Record UpdatedSep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateNov 7, 2023
Property Address654 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number0031129150
Instrument DateNov 2, 2023
Instrument2331129150
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 N CENTRAL AVE, CHICAGO, IL 60644-1506

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateNov 28, 2023
Property Address654 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number0033210012
Instrument DateOct 25, 2023
Instrument2333210012
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address138 COUNTY ROAD 315, POPLAR BLUFF, MO 63901-7463

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 N CENTRAL AVE, CHICAGO, IL 60644-1506

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 (+22.73%) Land $9,383 Building $17,617$270,000 (+22.73%) Land $93,830 Building $176,170
2023$3,383.00 (+28.39%)
2022$2,635.00 (-0.26%) Homeowner's exemption Senior Citizen's exemption$22,000 (-) Land $7,428 Building $14,572$220,000 (-) Land $74,280 Building $145,720
2021$2,642.00 Homeowner's exemption Senior Citizen's exemption$22,000 Land $7,428 Building $14,572$220,000 Land $74,280 Building $145,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · Severe Winter Storm And Snowstorm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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