650 N Central Ave, Chicago, IL 60644 Property Records

Cook County property record for 650 N Central Ave, Chicago, IL 60644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1894
Lot Size	0.09 acres (3,909 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jan 2025)
Tax Bill	$3,376 (2023)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jan 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-08-215-004`

Property Details

APN / Parcel Number

Primary APN	`16-08-215-004`
Alternative APN	`16-08-215-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1896
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,909 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	650 N CENTRAL AVE
City	CHICAGO
State	IL
Zip	60644-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Range	13E
Legal Township	39N
Legal Section	08
Legal Subdivision	AUSTINS
Legal Block	3
Legal Lot Number	16-18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2000
Census Tract	251400

Owner

Source: Cook County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	650 N CENTRAL AVE, CHICAGO, IL 60644-1506
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Warranty Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Jan 20, 2023	Deed, Construction Loan · Construction Mortgage GROUNDFLOOR REAL ESTATE 1 LLC
Aug 17, 2022	Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	202521011
Record Updated	Oct 29, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2025
Property Address	650 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number	0000921011
Instrument Date	Dec 23, 2024
Instrument	2500921011
Transaction Type	Transfer
Record Updated	Jan 24, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31071 HIGHWAY 190, PORTERVILLE, CA 93257-9168
Investor	Possibly a Property Investor

Mortgage

Document Number	0000921013
Date	Jan 9, 2025
Instrument	2500921013

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000921012
Date	Jan 9, 2025
Instrument	2500921012

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89113

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate
Rate	8.25%

January 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jan 20, 2023
Property Address	650 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number	0002045087
Instrument Date	Jan 17, 2023
Instrument	2302045087
Transaction Type	Construction Loan
Record Updated	Feb 2, 2023
Title Company	MANT TITLE AGENCY, GMT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 N CENTRAL AVE, CHICAGO, IL 60644-1506

Mortgage

Document Number	0002045088
Date	Jan 20, 2023
Instrument	2302045088

Lender

Name	GROUNDFLOOR REAL ESTATE 1 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2024

August 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	COOK IL
Recording Date	Aug 17, 2022
Property Address	650 N CENTRAL AVE, CHICAGO, IL 60644-1506
Document Number	0022928053
Instrument Date	Jul 22, 2022
Instrument	2222928053
Transaction Type	Foreclosure
Record Updated	Apr 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$140.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4653 N MILWAUKEE AVE, CHICAGO, IL 60630-3631

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,000 (+68.76%) Land $4,691 Building $22,309	$270,000 (+68.76%) Land $46,910 Building $223,090
2023	$3,376.00 (+66.8%)
2022	$2,024.00	$15,999 Land $3,713 Building $12,286	$159,990 Land $37,130 Building $122,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · Severe Winter Storm And Snowstorm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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