Montgomery County property record for 654 Mount Zion Rd, Ramer, AL 36069
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,652 sqft · built 1820 |
| Lot Size | 36.6 acres (1,594,296 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,872 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03-05-0-000-013.000 |
| Primary APN | 20-03-05-0-000-013.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,652 sqft Living Area |
| 1st Floor Area | 2,867 sqft |
| Upper Floors Area | 2,225 sqft |
| Flooring | Carpet |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Logs |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,594,296 sqft (36.6 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 1,819 sqft |
| Deck Area | Deck Area |
| Patio Area | 831 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 287592 |
|---|---|
| Street Address | 654 MT ZION RD |
| City | RAMER |
| State | AL |
| Zip | 36069-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR OF SEC 5 T14N R19E TH N 440 TO POB TH NWLY 250 TH N 1009 TH SELY 1600 TH SLY 999 TH NWLY 1340 TO POB |
| Legal Range | 19E |
| Legal Township | 14N |
| Legal Section | 05 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | PIKE ROAD |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 5604 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 654 MT ZION RD, RAMER, AL 36069-6526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,872.00 (+7.16%) | ||
| 2025 | $1,747.00 (+10.36%) Homeowner's exemption | $48,670 (+22.16%) Land $13,970 Building $34,700 | $486,700 (+22.16%) Land $139,700 Building $347,000 |
| 2023 | $1,583.00 Homeowner's exemption | $39,840 Land $9,930 Building $29,910 | $398,400 Land $99,300 Building $299,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1990–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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