50 Mount Zion Rd, Ramer, AL 36069 Property Records

Montgomery County property record for 50 Mount Zion Rd, Ramer, AL 36069

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,165 sqft · built 1988
Lot Size	9.3 acres (405,108 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2024)
Tax Bill	$1,404 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-05-0-000-010.000`

Property Details

APN / Parcel Number

Primary APN	`20-03-05-0-000-010.000`
Alternative APNs	`0320030500000010000` `287589`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,165 sqft Living Area
1st Floor Area	2,589 sqft
Upper Floors Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	405,108 sqft (9.3 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft

Exterior Amenities

Porch	Slab
Porch Area	512 sqft
Deck Area	150 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	287589
Street Address	50 MT ZION RD
City	RAMER
State	AL
Zip	36069-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2003050000010000
Legal Range	19E
Legal Township	14N
Legal Section	05
Legal Subdivision	ROLLING LAKES 1
Legal Block	B
Legal Lot Number	5
Jurisdiction	MONTGOMERY AL
Township / Civil Division	PIKE ROAD
Census Block Group	3
Census Block	3042
Census Tract	5604

Owner

50 Mount Zion Rd is owned and occupied by an individual who bought it in August 2024.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3778 MOSSWOOD RD, MONTGOMERY, AL 36116-5616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · Conventional with PMI MAX CU
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Nov 28, 2017	Trustee's Deed, Construction Loan · Line of Credit PRIMESOUTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Document Number	20244710761
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	50 MT ZION RD, RAMER, AL 36069-6504
Document Number	0052780787
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	50 MT ZION RD RAMER AL 360696504, RAMER, AL 36069-6504

Mortgage

Document Number	0052780787
Date	Aug 29, 2019
Book Page	005278/000787

Lender

Name	MAX CU
Address	MONTGOMERY, AL 36117

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	50 MT ZION RD, RAMER, AL 36069-6504
Document Number	0052640167
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 MT ZION RD RAMER AL 360696504, RAMER, AL 36069-6504

Mortgage

Document Number	0052640167
Date	Jul 29, 2019
Book Page	005264/000167

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Nov 28, 2017
Property Address	50 MT ZION RD, RAMER, AL 36069-6504
Document Number	0050390721
Book / Page	005039 / 000721
Instrument Date	Nov 21, 2017
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 MT ZION RD RAMER AL 360696504, RAMER, AL 36069-6504

Mortgage

Document Number	50390721
Date	Nov 28, 2017
Book Page	005039/000721

Lender

Name	PRIMESOUTH BK
Type	Bank
Address	PIKE ROAD, AL 36064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 27, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 50 Mount Zion Rd was $1,404 with a homeowner's exemption, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,404.00 (+1.3%)
2025	$1,386.00 Homeowner's exemption	$35,060 Land $6,880 Building $28,180	$350,600 Land $68,800 Building $281,800
2023	$1,219.00 Homeowner's exemption	$30,970 Land $6,880 Building $24,090	$309,700 Land $68,800 Building $240,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 50 Mount Zion Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1990–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Mar 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Mount Zion Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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