Polk County property record for 654 Mount Harmony Rd, Copperhill, TN 37317
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,733 sqft · built 1984 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $933 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 070125 07101 |
| Primary APN | 070125 07101 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| 1st Floor Area | 1,733 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 62,726 sqft (1.44 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 870 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 654 MOUNT HARMONY RD |
|---|---|
| City | COPPERHILL |
| State | TN |
| Zip | 37317-4440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Jurisdiction | POLK TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 950400 |
654 Mount Harmony Rd is owned and occupied by an individual who acquired it in August 2001.
Source: Polk County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 MOUNT HARMONY RD, COPPERHILL, TN 37317-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2001 |
| Deed Sale | Aug 15, 2001 |
| Deed Document Number | 000218346B |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 654 Mount Harmony Rd was $933.
Source: Polk County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $933.00 | $55,225 (-) Land $2,000 Building $53,225 | |
| 2024 | $933.00 | $55,225 (-) Land $2,000 Building $53,225 | |
| 2023 | $933.00 (+11.74%) | $55,225 (+66.22%) Land $2,000 Building $53,225 | $220,900 (+66.22%) Land $8,000 Building $212,900 |
| 2022 | $835.00 | $33,225 Land $2,000 Building $31,225 | $132,900 Land $8,000 Building $124,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Mount Harmony Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2013–2020) |
| Most Recent Claim | Feb 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Mount Harmony Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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