Rock County property record for 654 McKinley Ave, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 560 sqft · built 1936 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jul 2019) |
| Tax Bill | $1,252 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13431535 |
| Primary APN | 206 13431535 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 560 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 4,008 sqft (0.092 acres) |
| Account Number | 206 13431535 |
|---|---|
| Street Address | 654 MCKINLEY AVE |
| City | BELOIT |
| State | WI |
| Zip | 53511-5970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 79.5 FT L 1 B 1 FLUEKIGERS SECOND ADD |
| Legal Subdivision | FLUEKIGERS SECOND ADD |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 2000 |
654 McKinley Ave is owned and occupied by an individual who bought it in July 2019.
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 MCKINLEY AVE, BELOIT, WI 53511-5970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICE |
| Jul 26, 2019 | Warranty Deed, Transfer · FHA Mortgage ASSOCIATED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on File |
| Deed Sale | Jul 26, 2019 · Amount on File |
| Prior Sale | Sep 29, 2014 · Amount on File |
| Deed Document Number | 20192132428 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 654 MCKINLEY AVE, BELOIT, WI 53511-5970 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002132431 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2132431 |
| Name | NEIGHBORHOOD HOUSING SERVICE |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Jul 26, 2019 |
| Property Address | 654 MCKINLEY AVE, BELOIT, WI 53511-5970 |
| Document Number | 0002132428 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2132428 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 MCKINLEY AVE, BELOIT, WI 53511-5970 |
| Document Number | 0002132429 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2132429 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 654 McKinley Ave was $1,252 with a homeowner's exemption.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,252.00 Homeowner's exemption | $86,300 Land $11,600 Building $74,700 | $94,800 |
| 2023 | $915.00 Homeowner's exemption | $67,500 Land $11,600 Building $55,900 | $76,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 McKinley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 654 McKinley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiteWire.
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