Rock County property record for 649 McKinley Ave, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1950 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13431700 |
| Primary APN | 206 13431700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 4,661 sqft (0.107 acres) |
| Account Number | 206 13431700 |
|---|---|
| Street Address | 649 MCKINLEY AVE |
| City | BELOIT |
| State | WI |
| Zip | 53511-5969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 20 FT OF S 50 FT L 8 & S 50 FT L 9 B 3 BLODGETT AND KINGS ADD |
| Legal Subdivision | BLODGETT AND KINGS ADD |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1600 |
649 McKinley Ave is owned and occupied by an individual.
Source: Rock County records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 MCKINLEY AVE, BELOIT, WI 53511-5969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EPIC MORTGAGE PROCESSING LLC |
| Dec 5, 2023 | Deed of Trust, Mortgage · Line of Credit ADIVIA CU |
| Sep 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 649 MCKINLEY AVE, BELOIT, WI 53511-5969 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 649 MCKINLEY AVE, BELOIT, WI 53511-5969 |
| Document Number | 0002301950 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2301950 |
| Name | EPIC MORTGAGE PROCESSING LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 649 MCKINLEY AVE, BELOIT, WI 53511-5969 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002253122 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2253122 |
| Name | ADIVIA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 4, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 649 MCKINLEY AVE, BELOIT, WI 53511-5969 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2198540 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2198540 |
| Name | ADIVIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 8, 2041 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 649 McKinley Ave was $1,187 with a homeowner's exemption.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,187.00 Homeowner's exemption | $82,400 Land $11,100 Building $71,300 | $90,500 |
| 2023 | $925.00 Homeowner's exemption | $68,100 Land $11,100 Building $57,000 | $77,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 McKinley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 649 McKinley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: LiteWire.
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