Lake County property record for 654 Marine Dr, Wauconda, IL 60084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 792 sqft · built 1962 |
| Lot Size | 0.233 acres (10,154 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,000 (Jun 2025) |
| Tax Bill | $7,229 (2024) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-23-305-010 |
| Primary APN | 09-23-305-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,154 sqft (0.233 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 654 MARINE DR |
|---|---|
| City | WAUCONDA |
| State | IL |
| Zip | 60084-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKDALE UNIT NO.9 LOT 10 BLOCK 3 |
| Legal Subdivision | LARKDALE UNIT NO.9 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Legal Unit | 9 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WAUCONDA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 864204 |
654 Marine Dr is owned by an individual who bought it in June 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26453 W GRAND AVE, INGLESIDE, IL 60041-9785 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Nov 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 26, 2020 | Grant Deed, Transfer · Line of Credit WHEATON BK&TR |
| Nov 6, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on File |
| Deed Sale | Jun 20, 2025 · Amount on File |
| Prior Sale | Nov 6, 2019 · Amount on File |
| Deed Document Number | 20258105227 |
| Prior Transfer Date | Sep 14, 2012 |
| Prior Transfer Doc | 0006901384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 20, 2025 |
| Property Address | 654 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0008105227 |
| Instrument Date | May 23, 2025 |
| Instrument | 8105227 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26453 W GRAND AVE, INGLESIDE, IL 60041-9785 |
| Document Number | 0008105228 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 8105228 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 25, 2020 |
| Property Address | 654 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0007720559 |
| Map Reference | DOC 1165192 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 7720559 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | AFFINITY TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29W225 NORTH AVE, 29W225, WEST CHICAGO, IL 60185-1340 |
| Name | Verified Name |
|---|---|
| Address | 654 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0007720560 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 7720560 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Number | 0007720561 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 7720561 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 26, 2020 |
| Property Address | 654 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0007658662 |
| Instrument Date | May 6, 2020 |
| Instrument | 7658662 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | AFFINITY TITLE SERVICES, AFFINITY TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29 W 225 NORTH AVE WEST CHICAGO IL 60185, WEST CHICAGO, IL 60185 |
| Document Number | 7658663 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 7658663 |
| Name | WHEATON BK&TR |
|---|---|
| Type | Bank |
| Address | 100 N WHEATON AVE, WHEATON, IL 60187-5122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 6, 2019 |
| Property Address | 654 MARINE DR, WAUCONDA, IL 60084-1137 |
| Document Number | 0007606956 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 7606956 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $206.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Wauconda Township |
| Municipality | Wauconda Village |
| Unified School District | Wauconda Community Unit School District 118 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,293 Land $18,411 Building $76,882 | $285,908 Land $55,239 Building $230,669 | |
| 2024 | $7,229.00 (+11.1%) | ||
| 2023 | $6,507.00 (+4.95%) | $74,180 (+13.02%) Land $14,332 Building $59,848 | $222,562 (+13.02%) Land $43,000 Building $179,562 |
| 2022 | $6,200.00 | $65,634 Land $17,455 Building $48,179 | $196,921 Land $52,370 Building $144,551 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 654 Marine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 654 Marine Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCONDA serves 15,349 people · EPA ID IL0971850 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Mar 2026 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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