645 Marine Dr, Wauconda, IL 60084 Property Records

Lake County property record for 645 Marine Dr, Wauconda, IL 60084

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 768 sqft · built 1963
Lot Size	0.216 acres (9,422 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jun 2000)
Tax Bill	$7,200 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-301-029`

Property Details

APN / Parcel Number

Primary APN	`09-23-301-029`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,422 sqft (0.216 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 MARINE DR
City	WAUCONDA
State	IL
Zip	60084-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARKDALE UNIT NO.9 LOT 18 BLOCK 2
Legal Subdivision	LARKDALE UNIT NO.9
Legal Block	2
Legal Lot Number	18
Legal Unit	9
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	1
Census Block	1001
Census Tract	864204

Owner

645 Marine Dr is owned and occupied by an individual who bought it in June 2000.

Source: Lake County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	645 MARINE DR, WAUCONDA, IL 60084-1136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2000 · Amount on File
Deed Sale	Jun 12, 2000 · Amount on File
Deed Document Number	20004538927
Prior Transfer Date	Apr 21, 2000
Prior Transfer Doc	0004538927
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 16, 2020
Property Address	645 MARINE DR, WAUCONDA, IL 60084-1136
Document Number	0007728431
Map Reference	DOC 1165192
Instrument Date	Oct 30, 2020
Instrument	7728431
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 W LIBERTY ST, 700, WAUCONDA, IL 60084-3448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MARINE DR, WAUCONDA, IL 60084-1136

Mortgage

Document Number	0007728432
Date	Dec 16, 2020
Instrument	7728432

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,949 Land $17,292 Building $77,657	$284,875 Land $51,881 Building $232,994
2024	$7,200.00 (+4.53%)
2023	$6,888.00 (+4.47%)	$73,912 (+17.25%) Land $13,461 Building $60,451	$221,758 (+17.25%) Land $40,387 Building $181,371
2022	$6,593.00	$63,038 Land $16,399 Building $46,639	$189,133 Land $49,202 Building $139,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Marine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Marine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCONDA serves 15,349 people · EPA ID IL0971850
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20