654 Main St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 654 Main St, Cincinnati, OH 45202 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1890
Lot Size11,652 sqft (0.267 acres)
Tax Bill$36,847.00 (2025)

Property Details

APN / Parcel Number

Primary APN079-0004-0017-00

Interior

Total Rooms1 Rooms
Stories6 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area11,652 sqft (0.267 acres)
Depth X Width100 ft x 331 ft Depth x Width

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address654 MAIN ST
CityCINCINNATI
StateOH
Zip45202-2546
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionMAIN ST AC IRR PT LOT 100 IN LOTS SUB PARS 17-19 THRU 23 CONS
Legal SubdivisionIN LTS SUB
Legal Lot Number100
JurisdictionHAMILTON OH
Minor Civil DivisionCINCINNATI
Census Blockgroup1
Census Block1022
Census Tract700

Owner

Source: Hamilton County records · APN 079-0004-0017-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1008 S MARSHALL AVE, MARSHALL, MI 49068-1950
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY SAVINGS BANK
Feb 19, 2026Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateApr 08, 2026
Property Address654 MAIN ST, CINCINNATI, OH 45202-2546
Document Number0000026151
Book / Page15640 / 582
Instrument DateMar 30, 2026
Instrument202626151
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1008 MARSHALL AVE, CINCINNATI, OH 45225-2355

Mortgage

Document Number0000026151,
DateApr 08, 2026
Book Page15640/582
Instrument202626151
Lender
NameCOMMUNITY SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 01, 2036
Interest
Rate TypeAdjustable Rate
Rate6.88%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 19, 2026
Property Address654 MAIN ST, CINCINNATI, OH 45202-2546
Document Number0000012255
Book / Page15606 / 295
Instrument DateJan 30, 2026
Instrument2026-0012255
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 MARSHALL AVE, CINCINNATI, OH 45225-2355

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$36,847.00 (+0.78%)$415,048 (-) Land $345,125 Building $69,923$1,185,850 (-) Land $986,070 Building $199,780
2024$36,561.00 (-0.99%)$415,048 (-) Land $345,125 Building $69,923
2023$36,928.00 (-5.44%)$415,048 (+2.14%) Land $345,125 Building $69,923$1,185,850 (+2.14%) Land $986,070 Building $199,780
2022$39,051.00$406,365 Land $365,831 Building $40,534
2020$1,161,040 Land $1,045,230 Building $115,810

Nearby Properties on Main St

Nearby Streets

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