631 Main St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 631 Main St, Cincinnati, OH 45202

Property Summary

Property Type	Commercial Office
Details	6,000 sqft · built 1875
Lot Size	0.044 acres (1,917 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Jul 2026)
Tax Bill	$10,901 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-0001-0096-00`

Property Details

APN / Parcel Number

Primary APN	`078-0001-0096-00`

Interior

Total Rooms	1 Room
Stories	4 Stories
Building Area	6,000 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Lot Area	1,917 sqft (0.044 acres)
Lot Dimensions	100 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	631 MAIN ST
City	CINCINNATI
State	OH
Zip	45202-2514
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	631 MAIN ST 18 X 100.10 WS MAIN 53.25 FT N OF GANO
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3027
Census Tract	700

Owner

Source: Hamilton County records · APN 078-0001-0096-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1095 NIMITZVIEW DR, 103, CINCINNATI, OH 45230-4341
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2026 · Amount on Record
Deed Sale	Jul 07, 2026 · Amount on Record
Prior Sale	Mar 19, 2004 · Amount on Record
Deed Document Number	202654395
Deed Book / Page	15701 / 918
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 07, 2026
Property Address	631 MAIN ST, CINCINNATI, OH 45202-2514
Document Number	0000054395
Book / Page	15701 / 918
Instrument Date	Jul 01, 2026
Instrument	202654395
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$75,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000054396,
Date	Jul 07, 2026
Instrument	202654396

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Jul 31, 2031

Interest

Rate	6.51%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,901.00 (+1.3%)	$125,931 (+%) Land $58,972 Building $66,959	$359,800 (-) Land $168,490 Building $191,310
2024	$10,761.00 (-1.32%)	$125,929 (-) Land $58,971 Building $66,958
2023	$10,905.00 (+23.88%)	$125,929 (+35.68%) Land $58,971 Building $66,958	$359,800 (+35.68%) Land $168,490 Building $191,310
2022	$8,803.00	$92,813 Land $62,510 Building $30,303
2020			$265,180 Land $178,600 Building $86,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610007003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 220 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon, Xiber.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.