Marshall County property record for 654 Harding Rd, Arab, AL 35016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,158 sqft · built 2008 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,293 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02-04-0-000-054.007 |
| Primary APN | 14-02-04-0-000-054.007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 2,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 153769 |
|---|---|
| Street Address | 654 HARDING RD |
| City | ARAB |
| State | AL |
| Zip | 35016-4674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ SW COR NE4 SW4 SEC 4-8-2; TH S 68.64 TO POB; TH E 210; TH S 210; TH W 210; TH N 210 TO POB CONT 1 AC 1401/340 |
| Legal Range | 2E |
| Legal Township | 8S |
| Legal Section | 04 |
| Legal Subdivision | C |
| Jurisdiction | MARSHALL AL |
| Township / Civil Division | ARAB |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30502 |
654 Harding Rd is owned and occupied by an individual who acquired it in July 2015.
Source: Marshall County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 HARDING RD, ARAB, AL 35016-4674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2015 |
| Transfer Doc | 0003137660 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 654 Harding Rd was $1,293 with a homeowner's exemption, up 5.6% from the year before.
Source: Marshall County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Marshall County |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,293.00 (+5.64%) Homeowner's exemption | ||
| 2025 | $1,224.00 | $29,260 | $324,500 Land $17,200 Building $307,300 |
| 2023 | $1,105.00 | $29,260 | $292,500 Land $9,500 Building $283,000 |
| 2021 | $970.00 Homeowner's exemption | $25,700 | $256,900 Land $9,500 Building $247,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Harding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Harding Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951 |
|---|---|
| Water Source | Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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