480 Harding Rd, Arab, AL 35016 Property Records

Marshall County property record for 480 Harding Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,633 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2025)
Tax Bill	$1,900 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-04-0-000-054.004`

Property Details

APN / Parcel Number

Primary APN	`14-02-04-0-000-054.004`
Alternative APN	`504421`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504421
Street Address	480 HARDING RD
City	ARAB
State	AL
Zip	35016-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SE-SW SEC 4-8-2E TH N 191.9' TO BEG TH CON N 100'; W 160.6'; SE 96.8'; W 173.4' TO POB CONT .38 ACC
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1018
Census Tract	30502

Owner

480 Harding Rd is owned by two individuals who bought it in August 2025.

Source: Marshall County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 PINE LN, NEW OXFORD, PA 17350-9562
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 11, 2019	Warranty Deed, Transfer NOT AVAILABLE
Dec 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Mar 27, 2023 · Amount on File
Deed Document Number	20253301173
Deed Book / Page	7160 / 570
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Mar 27, 2023
Property Address	480 HARDING RD, ARAB, AL 35016-4047
Document Number	0003261033
Book / Page	6945 / 290
Instrument Date	Mar 24, 2023
Instrument	3261033
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	841 MORROW MOUNTAIN RD, SOMERVILLE, AL 35670-6827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 CLOVERDALE DR NW, HUNTSVILLE, AL 35805-2516

Mortgage

Document Number	0003261035
Date	Mar 27, 2023
Instrument	3261035

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Mar 10, 2020
Property Address	480 HARDING RD, ARAB, AL 35016-4047
Document Number	0003203657
Instrument Date	Mar 4, 2020
Instrument	3203657
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HARDING RD ARAB AL 350164047, ARAB, AL 35016-4047

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Sep 11, 2019
Property Address	480 HARDING RD, ARAB, AL 35016-4047
Document Number	0003195348
Book / Page	006220 / 000166
Instrument Date	Sep 3, 2019
Instrument	3195348
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$94.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 N THOMPSON RD NE BROOKHAVEN GA 303193249, BROOKHAVEN, GA 30319-3249

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARSHALL AL
Recording Date	Dec 26, 2018
Property Address	480 HARDING RD, ARAB, AL 35016-4047
Document Number	0003183973
Book / Page	006108 / 000040
Instrument Date	Dec 19, 2018
Instrument	3183973
Transaction Type	Foreclosure
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$98.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2026 property tax bill for 480 Harding Rd was $1,900.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,900.00
2025		$35,480 Land $5,500 Building $29,980	$231,600 Land $30,000 Building $201,600
2023	$1,390.00	$35,480 Land $5,500 Building $29,980	$177,400 Land $27,500 Building $149,900
2021	$597.00 Homeowner's exemption	$15,740	$157,400 Land $25,000 Building $132,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 480 Harding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Harding Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Farmers Telecommunications Cooperative.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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