654 Flat Top Rd, Bland, VA 24315 Property Records

Bland County property record for 654 Flat Top Rd, Bland, VA 24315

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,214 sqft · built 1972
Lot Size	1.47 acres (64,207 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2022)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Jun 2023 Transfer Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39 A 92`

Property Details

APN / Parcel Number

Primary APN	`39 A 92`
Alternative APN	`180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,043 sqft
Basement Area	1,732 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	64,207 sqft (1.47 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	410 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	180
Street Address	654 FLAT TOP RD
City	BLAND
State	VA
Zip	24315-4981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	KIMBERLING CREEK 1.474 654 FLAT TOP RD 10-76 1199
Legal Subdivision	KIMBERLING CREEK
Jurisdiction	BLAND VA
Township / Civil Division	3
Census Block Group	2
Census Block	2014
Census Tract	40100

Owner

Source: Bland County records · APN 39 A 92

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 FLAT TOP RD, BLAND, VA 24315-4981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2023	Intrafamily Transfer, Transfer
Sep 23, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	2022565
Last Transfer Date	May 26, 2023
Transfer Doc	0000000241
Record Updated	Jun 08, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLAND VA
Recording Date	Jun 01, 2023
Property Address	654 FLAT TOP RD, BLAND, VA 24315-4981
Document Number	0230000241
Instrument Date	May 26, 2023
Instrument	230000241
Transaction Type	Transfer
Record Updated	Jul 05, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6530 ANNIE AKERS RD, RADFORD, VA 24141-6933

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLAND VA
Recording Date	Sep 23, 2022
Property Address	654 FLAT TOP RD, BLAND, VA 24315-4981
Document Number	0220000565
Instrument Date	Sep 20, 2022
Instrument	220000565
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 FLAT TOP RD, BLAND, VA 24315-4981

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLAND VA
Property Address	654 FLAT TOP RD, BLAND, VA 24315-4981
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000235
Date	May 13, 2020
Instrument	200000235

Lender

Name	SUMMIT COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLAND VA
Recording Date	Sep 14, 2018
Property Address	654 FLAT TOP RD, BLAND, VA 24315-4981
Document Number	180000457
Instrument Date	Sep 12, 2018
Instrument	180000457
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	NEW CENTURY TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 FLAT TOP RD, BLAND, VA 24315-4981

Mortgage

Document Number	180000458
Date	Sep 14, 2018
Instrument	180000458

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bland County records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bland County
Unified School District	Bland County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00	$219,600 (-) Land $16,900 Building $202,700	$219,600 (-) Land $16,900 Building $202,700
2023	$1,317.00 (+2.57%)	$219,600 (+2.57%) Land $16,900 Building $202,700	$219,600 (+2.57%) Land $16,900 Building $202,700
2022	$1,284.00	$214,100 Land $16,900 Building $197,200	$214,100 Land $16,900 Building $197,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 2, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 78% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
WVVA.net Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Flat Top Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures