628 Flat Top Rd, Bland, VA 24315 Property Records

Bland County property record for 628 Flat Top Rd, Bland, VA 24315

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,076 sqft · built 2009
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$154,500 (Jun 2023)
Tax Bill	$411 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39 A 101`

Property Details

APN / Parcel Number

Primary APN	`39 A 101`
Alternative APN	`5616`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	2,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2011
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	42,689 sqft (0.98 acres)
Terrain	Rolling
Porch	Porch
Porch Area	256 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5616
Street Address	628 FLAT TOP RD
City	BLAND
State	VA
Zip	24315-4981
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1
Legal Description	HOLLYBROOK .98 628 FLAT TOP RD 10-076 1177B
Jurisdiction	BLAND VA
Township / Civil Division	3
Census Block Group	2
Census Block	2014
Census Tract	40100

Owner

Source: Bland County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 FLAT TOP RD, BLAND, VA 24315-4981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Mar 3, 2016 · Amount on Record
Deed Document Number	2023274
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLAND VA
Recording Date	Jun 23, 2023
Property Address	628 FLAT TOP RD, BLAND, VA 24315-4981
Document Number	0230000274
Instrument Date	Jun 23, 2023
Instrument	230000274
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 FLAT TOP RD, BLAND, VA 24315-4981

Mortgage

Document Number	0230000275
Date	Jun 23, 2023
Instrument	230000275

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bland County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bland County
Unified School District	Bland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00	$68,500 (-) Land $15,500 Building $53,000	$68,500 (-) Land $15,500 Building $53,000
2023	$411.00 (+6.2%)	$68,500 (+6.04%) Land $15,500 Building $53,000	$68,500 (+6.04%) Land $15,500 Building $53,000
2022	$387.00	$64,600 Land $15,500 Building $49,100	$64,600 Land $15,500 Building $49,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 83% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigaBeam Networks Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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