Hamilton County property record for 654 Flagstaff Dr, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,829 sqft · built 1962 |
| Lot Size | 0.464 acres (20,255 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Nov 2018) |
| Tax Bill | $10,042 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0021-0133-00 |
| Primary APN | 592-0021-0133-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,829 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| 2nd Floor Area | 1,288 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,255 sqft (0.464 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 654 FLAGSTAFF DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLAGSTAFF DR 100 X 200 LOT 96 COMPTON WOODS BL CPT 4 |
| Legal Subdivision | COMPTON WOODS |
| Legal Block | C |
| Legal Lot Number | 96 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 22601 |
654 Flagstaff Dr is owned and occupied by an individual who bought it in November 2018.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 654 FLAGSTAFF DR, CINCINNATI, OH 45215-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Nov 14, 2018 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jan 26, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on File |
| Deed Sale | Nov 14, 2018 · Amount on File |
| Prior Sale | Jan 26, 2018 |
| Deed Document Number | 0000100766 |
| Deed Book / Page | 13795 / 01139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 654 FLAGSTAFF DR, CINCINNATI, OH 45215-2525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | PRODIGY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017807 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 14352/2279 |
| Instrument | 2021-0017807 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 654 FLAGSTAFF DR, CINCINNATI, OH 45215-2525 |
| Document Number | 0000085466 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 654 FLAGSTAFF DR WYOMING OH 452152525, WYOMING, OH 45215-2525 |
| Document Number | 0000085466 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 014015/000278 |
| Instrument | 85466 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 14, 2018 |
| Property Address | 654 FLAGSTAFF DR, CINCINNATI, OH 45215-2525 |
| Document Number | 0000100766 |
| Book / Page | 13795 / 01139 |
| Map Reference | MB 105 PG 61&62 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 2018-0100766 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 654 FLAGSTAFF DR, CINCINNATI, OH 45215-2525 |
| Document Number | 0000100767 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 2018-0100767 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 26, 2018 |
| Property Address | 654 FLAGSTAFF DR, CINCINNATI, OH 45215-2525 |
| Document Number | 0000007706 |
| Book / Page | 013592 / 001407 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 7706 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 FLAGSTAFF DR CINCINNATI OH 452152525, CINCINNATI, OH 45215-2525 |
The 2025 property tax bill for 654 Flagstaff Dr was $10,042, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,042.00 (+2.45%) | $165,025 (-) Land $41,300 Building $123,725 | |
| 2024 | $9,802.00 (+8.47%) | $165,025 (-) Land $41,300 Building $123,725 | |
| 2023 | $9,037.00 (+4.44%) | $165,025 (+29.18%) Land $41,300 Building $123,725 | $471,500 Land $118,000 Building $353,500 |
| 2022 | $8,653.00 Homeowner's exemption | $127,750 Land $29,645 Building $98,105 | |
| 2020 | $365,000 Land $84,700 Building $280,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 654 Flagstaff Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1982–2018) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Flagstaff Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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