646 Flagstaff Dr, Cincinnati, OH 45215 Property Records

Hamilton County property record for 646 Flagstaff Dr, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,304 sqft · built 1962
Lot Size0.462 acres (20,125 sqft)
Owner2 Individual Names on File
Last Sale$303,000 (Sep 2014)
Tax Bill$9,715 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN592-0021-0135-00

Property Details

APN / Parcel Number

Primary APN592-0021-0135-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
Gross Area3,792 sqft
1st Floor Area1,224 sqft
2nd Floor Area1,080 sqft
Basement Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area20,125 sqft (0.462 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address646 FLAGSTAFF DR
CityCINCINNATI
StateOH
Zip45215-2525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionFLAGSTAFF DR 100 X 200 LOT 98 COMPTON WOODS BL CPT 4
Legal SubdivisionCOMPTON WOODS
Legal BlockC
Legal Lot Number98
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group2
Census Block2000
Census Tract22601

Owner

646 Flagstaff Dr is owned and occupied by two individuals who bought it in September 2014.

Source: Hamilton County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address646 FLAGSTAFF DR, CINCINNATI, OH 45215-2525
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2014 · Amount on File
Deed SaleSep 4, 2014 · Amount on File
Deed Document Number201488891
Deed Book / Page12696 / 616
Prior Transfer DateJan 31, 2002
Prior Transfer Doc0000046616
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address646 FLAGSTAFF DR, CINCINNATI, OH 45215-2525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200104843
DateOct 9, 2020
Book Page14271/2299
Instrument2020-0104843
Lender
NameVALLEY CENTRAL BANK
TypeBank
AddressCINCINNATI, OH 45215
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 646 Flagstaff Dr was $9,715, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,715.00 (+2.45%)$159,656 (-) Land $41,300 Building $118,356$456,160 Land $118,000 Building $338,160
2024$9,483.00 (+8.46%)$159,656 (-) Land $41,300 Building $118,356
2023$8,743.00 (+10.66%)$159,656 (+36.86%) Land $41,300 Building $118,356$456,160 Land $118,000 Building $338,160
2022$7,901.00 Homeowner's exemption$116,655 Land $29,645 Building $87,010
2020$333,300 Land $84,700 Building $248,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Flagstaff Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1982–2018)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2018 · Severe Storms, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Flagstaff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Flagstaff Dr

Nearby Streets

Search Property Records by Address or Parcel Number