Oakland County property record for 654 E Predmore Rd, Oakland, MI 48363 · Last verified June 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 12.2 acres (535,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jan 2025) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-11-200-003 |
| Primary APN | N-10-11-200-003 |
|---|
| Lot Area | 535,352 sqft (12.2 acres) |
|---|
| Street Address | 654 E PREDMORE RD |
|---|---|
| City | OAKLAND |
| State | MI |
| Zip | 48363 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | T4N, R11E, SEC 11 PART OF W 1/2 OF NE 1/4 BEG AT PT DIST N 88-12-50 E 654.50 FT FROM N 1/4 COR, TH N 88-12-50 E 327.25 FT, TH S 00-26-12 E 1667.23 FT, TH S 89-41-50 W 329.80 FT, TH N 00-20-50 W 1658.75 FT TO BEG 12.54 A N131D |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 11 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 190200 |
Source: Oakland County records · APN N-10-11-200-003
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7230 SPANISH BAY DR, WINDSOR, CO 80550-7052 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage EMPLOYEE PROFIT SHARING TRUST |
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Jan 05, 2022 | Warranty Deed, Transfer UNKNOWN, LUXURY TITLE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Prior Sale | Jan 05, 2022 · Amount on Record |
| Deed Document Number | 202512047 |
| Deed Book / Page | 59967 / 840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 654 E PREDMORE RD, OAKLAND, MI 48363 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 140 IROQUOIS DR, LAKE ORION, MI 48362-1575 |
| Document Number | 0000248667 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 57026/1 |
| Instrument | 248667 |
| Name | EMPLOYEE PROFIT SHARING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 654 E PREDMORE RD, OAKLAND, MI 48363 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 140 IROQUOIS DR, LAKE ORION, MI 48362-1575 |
| Document Number | 0000313148 |
|---|---|
| Date | Feb 04, 2022 |
| Book Page | 57408/733 |
| Instrument | 313148 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Margin | 4 |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 05, 2022 |
| Property Address | 654 E PREDMORE RD, OAKLAND, MI 48363 |
| Document Number | 0000285585 |
| Book / Page | 57245 / 283 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 285585 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | UNKNOWN, LUXURY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30005 BARBARY CT, WARREN, MI 48093-3071 |
| Name | Verified Name |
|---|---|
| Address | 140 IROQUOIS DR, LAKE ORION, MI 48362-1575 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,801.00 (-39.53%) | $125,160 (+21%) | $250,320 (+21%) |
| 2024 | $4,632.00 (+156.48%) | ||
| 2023 | $103,440 | $206,880 | |
| 2021 | $1,806.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251902003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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