Greene County property record for 654 E 3rd St, Xenia, OH 45385 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 988 sqft Living Area |
| Lot Size | 5,724 sqft (0.131 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $188,000 (2025) |
| Tax Bill | $626.00 (2025) |
| Primary APN | M40-0002-0011.0-0238.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 988 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Basement Area | 728 sqft Basement |
| Unfinished Basement | 728 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,724 sqft (0.131 acres) |
| Depth X Width | 157 ft x 36 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 654 E 3RD ST |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-3339 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | XENIA 36.3X157.5 S 1/2 OF LOT 20 E 1/2 O 654 E THIRD ST |
| Legal Subdivision | XENIA |
| Legal Lot Number | 20 |
| Jurisdiction | GREENE OH |
| Minor Civil Division | XENIA |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 240600 |
Source: Greene County records · APN M40-0002-0011.0-0238.00
Assessment roll updated March 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 654 E 3RD ST, XENIA, OH 45385-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer PCTITLE PROS INC, PCTITLE PROS |
| Apr 08, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOWARD HANNA MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Oct 17, 2003 · Amount on Record |
| Deed Doc Number | 202520493 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Dec 30, 2025 |
| Property Address | 654 E 3RD ST, XENIA, OH 45385-3339 |
| Document Number | 0000020493 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025020493 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PCTITLE PROS INC, PCTITLE PROS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 E 3RD ST, XENIA, OH 45385-3339 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Apr 08, 2026 |
| Property Address | 654 E 3RD ST, XENIA, OH 45385-3339 |
| Document Number | 0000005331 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 20265331 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PCTITLE PROS INC, PCTITLE PROS |
| Name | Verified Name |
|---|---|
| Address | 700 SILVERS DR, XENIA, OH 45385-1434 |
| Document Number | 0000005331, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20265331 |
| Name | HOWARD HANNA MORTGAGE SERVICES |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate | 6.26% |
|---|---|
| Max Rate | -1% |
Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| Municipality | Xenia City |
| Unified School District | Xenia Community City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (-9.01%) | $15,330 (-) Land $1,620 Building $13,710 | |
| 2024 | $688.00 (+2.99%) | $15,330 (-) Land $1,620 Building $13,710 | |
| 2023 | $668.00 (+130.34%) | $15,330 (+4%) Land $1,620 Building $13,710 | $43,800 (+39.98%) Land $4,630 Building $39,170 |
| 2022 | $290.00 | $10,950 Land $1,470 Building $9,480 | |
| 2020 | $31,290 Land $4,210 Building $27,080 |
654 E 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Greene County (39057C), updated March 28, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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