Greene County property record for 640 E 3rd St, Xenia, OH 45385 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1979 |
| Lot Size | 0.056 acres (2,461 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Jul 1990) |
| Tax Bill | $1,634 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0002-0011.0-0232.00 |
| Primary APN | M40-0002-0011.0-0232.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,461 sqft (0.056 acres) |
| Lot Dimensions | 154 ft deep x 65 ft wide |
| Garage Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 E 3RD ST |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | XENIA E PT S 1/2 OF E 1/2 LOT 20 .23A 65.16X154.50'O 640 E THIRD ST |
| Legal Subdivision | XENIA |
| Legal Tract | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | XENIA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 240600 |
Source: Greene County records · APN M40-0002-0011.0-0232.00
Assessment roll updated March 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 E 3RD ST, XENIA, OH 45385-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Jan 28, 2020 | Deed of Trust, Mortgage WRIGHT-PATT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 1990 · Amount on Record |
| Deed Sale | Jul 30, 1990 · Amount on Record |
| Last Transfer Date | Jul 22, 2014 |
| Transfer Doc | 0035260742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 640 E 3RD ST, XENIA, OH 45385-3339 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 640 E 3RD ST, XENIA, OH 45385-3339 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019704 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025019704 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 3560 PENTAGON BLVD, BEAVERCREEK, OH 45431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 640 E 3RD ST, XENIA, OH 45385-3339 |
| Document Number | 0000002074 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 E 3RD ST XENIA OH 453853339, XENIA, OH 45385-3339 |
| Document Number | 0000002074 |
|---|---|
| Date | Feb 03, 2020 |
| Instrument | 2074 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 02, 2050 |
Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| Municipality | Xenia City |
| Unified School District | Xenia Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,634.00 (-4.5%) | $40,010 (-) Land $2,500 Building $37,510 | |
| 2024 | $1,711.00 (-1.84%) | $40,010 (-) Land $2,500 Building $37,510 | |
| 2023 | $1,743.00 (+21.72%) | $40,010 (+41.98%) Land $2,500 Building $37,510 | $114,300 (+41.97%) Land $7,130 Building $107,170 |
| 2022 | $1,432.00 | $28,180 Land $2,270 Building $25,910 | |
| 2020 | $80,510 Land $6,480 Building $74,030 |
Source: FEMA National Flood Hazard Layer, Greene County (39057C), updated March 28, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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