654 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 654 Downing Dr, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2018)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Jul 2018 Transfer Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0430-014-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0430-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	654 DOWNING DR
City	GALT
State	CA
Zip	95632-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS, THE 01, LOT 14
Legal Subdivision	VINEYARDS, THE 01
Legal Lot Number	14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2004
Census Tract	9501

Owner

Source: Sacramento County records · APN 150-0430-014-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	654 DOWNING DR, GALT, CA 95632-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY
Jul 20, 2018	Grant Deed, Transfer MOUNTAIN WEST FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Aug 26, 2010 · Amount on Record
Deed Book / Page	20180720 / 952
Prior Transfer Date	Jul 07, 2005
Prior Transfer Doc	0000003199
Record Updated	Sep 20, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2018
Property Address	654 DOWNING DR, GALT, CA 95632-2165
Document Number	1807200951
Instrument Date	Jul 16, 2018
Instrument	1807200951
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3329 SONDIESA WAY ELK GROVE CA 957586431, ELK GROVE, CA 95758-6431

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2018
Property Address	654 DOWNING DR, GALT, CA 95632-2165
Document Number	1807200952
Instrument Date	Jul 13, 2018
Instrument	1807200952
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$302.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 DOWNING DR GALT CA 956322165, GALT, CA 95632-2165

Mortgage

Document Number	1807200953
Date	Jul 20, 2018
Instrument	1807200953

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$312,898 (+2%) Land $102,402 Building $210,496
2025	$3,446.00 (+4.52%) Homeowner's exemption	$306,764 (+4.04%) Land $100,395 Building $206,369
2024	$3,297.00 (+1.76%)
2023	$3,240.00 (+4.25%) Homeowner's exemption	$294,854 Land $96,498 Building $198,356
2022	$3,108.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	1,000 / 1,000
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
Verizon	Fixed Wireless	300 / 20
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Zinnia Networks, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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