645 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 645 Downing Dr, Galt, CA 95632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,623 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2020)
Tax Bill$4,652.00 (2025)

Property Details

APN / Parcel Number

Primary APN150-0430-012-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,623 sqft Living Area
Gross Area1,848 sqft Gross Area
1st Floor1,623 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCustom Design Style
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces1 Parking Spaces
Garage Area269 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address645 DOWNING DR
CityGALT
StateCA
Zip95632-2167
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVINEYARDS, THE 01, LOT 12
Legal SubdivisionVINEYARDS, THE 01
Legal Lot Number12
JurisdictionSACRAMENTO CA
Minor Civil DivisionGALT
Census Blockgroup2
Census Block2000
Census Tract9501

Owner

Source: Sacramento County records · APN 150-0430-012-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 DOWNING DR, GALT, CA 95632-2167
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
ASSET FIN'L CTR INC
Jul 27, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Prior SaleJul 27, 2017 · Amount on Record
Deed Book / Page20200630 / 2024
Prior Transfer DateMay 09, 2011
Prior Transfer Doc0000000200
Record RefreshedSep 20, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 30, 2020
Property Address645 DOWNING DR, GALT, CA 95632-2167
Document Number2006302024
Instrument DateJun 27, 2020
Instrument2006302024
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$407.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 DOWNING DR GALT CA 956322167, GALT, CA 95632-2167

Mortgage

Document Number2006302025
DateJun 30, 2020
Instrument2006302025
Lender
NameASSET FIN'L CTR INC
AddressSACRAMENTO, CA 95811
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 27, 2017
Property Address645 DOWNING DR, GALT, CA 95632-2167
Document Number1707271622
Instrument DateJul 25, 2017
Instrument1707271622
Transaction TypeTransfer
Record UpdatedAug 07, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$352.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 DOWNING DR GALT CA 956322167, GALT, CA 95632-2167

Mortgage

Document Number1707271623
DateJul 27, 2017
Instrument1707271623
Lender
NameDITECH FIN'L
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$412,737 (+2%) Land $100,394 Building $312,343
2025$4,652.00 (+4.47%)$404,645 (+4.04%) Land $98,426 Building $306,219
2024$4,453.00 (+1.71%)
2023$4,378.00 (+4.21%)$388,934 Land $94,605 Building $294,329
2022$4,201.00

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