Fannin County property record for 654 Co Rd 5040, Leonard, TX 75452
| Property Type | Mobile Home |
|---|---|
| Lot Size | 3.75 acres (163,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,908 (2024) |
| Deeds & Mortgages | Jul 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1090-002-0010-02 |
| Primary APN | 1090-002-0010-02 |
|---|---|
| Alternative APN |
|
| Lot Area | 163,350 sqft (3.75 acres) |
|---|
| Account Number | 1090-002-0010-02 |
|---|---|
| Old Parcel Number | 84372 |
| Street Address | 654 COUNTY ROAD 5040 |
| City | LEONARD |
| State | TX |
| Zip | 75452 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | A1090 J W STOVALL, ACRES 3.75 |
| Legal Subdivision | J W STOVALL |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 950701 |
654 Co Rd 5040, a mobile home, is owned by two individuals who acquired it in June 2023.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1513 WATERSEDGE DR, MCKINNEY, TX 75072-3949 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 |
| Deed Sale | Jun 16, 2023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Jul 24, 2026 |
| Property Address | 654 COUNTY ROAD 5040, LEONARD, TX 75452-3650 |
| Document Number | 0000004778 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 20264778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1513 WATERSEDGE DR, MCKINNEY, TX 75072-3949 |
| Document Number | 0000004778, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20264778 |
| Name | REGIONS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2055 |
| Rate | 6.81% |
|---|---|
| Max Rate | -1% |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,720 Land $199,220 Building $20,500 | $219,720 Land $199,220 Building $20,500 | |
| 2024 | $2,908.00 | ||
| 2023 | $185,390 Land $160,000 Building $25,390 | $185,390 Land $160,000 Building $25,390 | |
| 2018 | $837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Co Rd 5040 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (2015–2020) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Co Rd 5040 is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Starlink Satellite | 280 / 30 |
May also be available: 360 Broadband, Nextlink, T-Mobile, Verizon.
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