654 Clarke Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 654 Clarke Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1860
Lot Size	0.242 acres (10,575 sqft)
Owner	Individual Name on File
Last Sale	$192,500 (Oct 2024)
Tax Bill	$1,548 (2024)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-152-006`

Property Details

APN / Parcel Number

Primary APN	`10-24-152-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	10,575 sqft (0.242 acres)
Lot Dimensions	225 ft deep x 47 ft wide
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	654 CLARKE DR
City	DUBUQUE
State	IA
Zip	52001-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 63 LITTLETON & SAWYERS ADD
Legal Subdivision	IRVING
Legal Lot Number	63
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3007
Census Tract	600

Owner

654 Clarke Dr is owned and occupied by an individual who bought it in October 2024.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28308 N BANKSTON RD, NEW VIENNA, IA 52065-9620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Sep 21, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on File
Deed Sale	Oct 10, 2024 · Amount on File
Prior Sale	Sep 21, 2021
Deed Document Number	0202410149
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	2023-00011832
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	654 CLARKE DR, DUBUQUE, IA 52001-3234
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28308 N BANKSTON RD, NEW VIENNA, IA 52065-9620

Mortgage

Document Number	0000010150
Date	Oct 24, 2024
Instrument	2024-00010150

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 18, 2023
Property Address	654 CLARKE DR, DUBUQUE, IA 52001-3234
Document Number	0000011832
Instrument Date	Dec 15, 2023
Instrument	2023-00011832
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CLARKE DR, DUBUQUE, IA 52001-3234

Mortgage

Document Number	0000011833
Date	Dec 18, 2023
Instrument	2023-00011833

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	654 CLARKE DR, DUBUQUE, IA 52001-3234
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016030
Date	Sep 27, 2021
Instrument	2021-00016030

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2051

Interest

Rate Type	Adjustable Rate

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 21, 2021
Property Address	654 CLARKE DR, DUBUQUE, IA 52001-3234
Document Number	0000015676
Instrument Date	Sep 7, 2021
Instrument	2021-00015676
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17350 CASTLEMAINE LN, DUBUQUE, IA 52001-8518

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,100 Land $24,200 Building $152,900	$177,100 Land $24,200 Building $152,900
2024	$1,548.00
2023		$45,700 (+31.32%) Land $22,700 Building $23,000	$45,700 Land $22,700 Building $23,000
2022	$600.00	$34,800 Land $17,060 Building $17,740
2021			$34,800 Land $17,060 Building $17,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 654 Clarke Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 654 Clarke Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

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