640 Clarke Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 640 Clarke Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,254 sqft · built 1922
Lot Size	0.195 acres (8,520 sqft)
Owner	Individual Name on File
Last Sale	$178,200 (Apr 2023)
Tax Bill	$2,308 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-152-007`

Property Details

APN / Parcel Number

Primary APN	`10-24-152-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	546 sqft
Basement Area	728 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1922
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,520 sqft (0.195 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	292 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	640 CLARKE DR
City	DUBUQUE
State	IA
Zip	52001-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2 J. P. PORTERS ADD
Legal Subdivision	IRVING
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3007
Census Tract	600

Owner

640 Clarke Dr is owned and occupied by an individual who bought it in April 2023.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	640 CLARKE DR, DUBUQUE, IA 52001-3234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 8, 2019	Warranty Deed, Transfer DEERE EMPS CU
Jun 27, 2017	Warranty Deed, Transfer · Second Mortgage (Down Payment) COLLINS COMMUNITY CU
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	0020233227
Deed Book / Page	2023 / 3227
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 14, 2023
Property Address	640 CLARKE DR, DUBUQUE, IA 52001-3234
Document Number	0000003227
Instrument Date	Apr 14, 2023
Instrument	2023-00003227
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CLARKE DR, DUBUQUE, IA 52001-3234

Mortgage

Document Number	0000003228
Date	Apr 14, 2023
Instrument	2023-00003228

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 8, 2019
Property Address	640 CLARKE DR, DUBUQUE, IA 52001-3234
Document Number	0000000337
Instrument Date	Jan 8, 2019
Instrument	337
Transaction Type	Transfer
Record Updated	Feb 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 CLARKE DR DUBUQUE IA 520013234, DUBUQUE, IA 52001-3234

Mortgage

Document Number	338
Date	Jan 8, 2019
Instrument	338

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 27, 2017
Property Address	640 CLARKE DR, DUBUQUE, IA 52001-3234
Document Number	0000007772
Instrument Date	Jun 23, 2017
Instrument	2017-00007772
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 CLARKE DR, DUBUQUE, IA 52001-3234

Mortgage

Document Number	0000007774
Date	Jun 27, 2017
Instrument	2017-00007774

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	640 CLARKE DR, DUBUQUE, IA 52001-3234
Document Number	0000006608
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 CLARKE DR DUBUQUE IA 520013234, DUBUQUE, IA 52001-3234

Mortgage

Document Number	0000006608
Date	Jun 6, 2017
Instrument	6608

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52004-0778

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 5, 2022

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,200 Land $32,000 Building $150,200	$182,200 Land $32,000 Building $150,200
2024	$2,308.00
2023		$170,700 (+28.7%) Land $30,100 Building $140,600	$170,700 Land $30,100 Building $140,600
2022	$2,134.00 Homeowner's exemption	$132,630 Land $22,580 Building $110,050
2021			$132,630 Land $22,580 Building $110,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Clarke Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Clarke Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

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