654 Circle Dr, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 654 Circle Dr, Santa Barbara, CA 93108 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1956
Square Footage1,919 sqft Total Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$1,275,000 (2016)
Tax Bill$15,843.00 (2025)

Property Details

APN / Parcel Number

Primary APN013-122-005
Alternative APN
  • 01312205

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,919 sqft Total Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address654 CIRCLE DR
CitySANTA BARBARA
StateCA
Zip93108-1002
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMONTECITO CIRCLE LOT 20 BLK B
Legal SubdivisionMONTECITO CIRCLE
Legal BlockB
Legal Lot Number20
JurisdictionSANTA BARBARA CA
Minor Civil DivisionSANTA BARBARA
Census Blockgroup2
Census Block2017
Census Tract700

Owner

Source: Santa Barbara County records · APN 013-122-005

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address654 CIRCLE DR, SANTA BARBARA, CA 93108-1002
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 01, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 23, 2019Deed of Trust, Mortgage
CORNERSTONE HM LNDG
Jun 01, 2017Quit Claim Deed, Transfer
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2016 · Amount on Record
Deed SaleMay 03, 2016 · Amount on Record
Prior SaleOct 22, 2013 · Amount on Record
Deed Doc Number201621348
Last Transfer DateMay 17, 2017
Transfer Doc0000025878
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address654 CIRCLE DR, SANTA BARBARA, CA 93108-1002
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 CIRLCE DR, SANTA BARBARA, CA 93108-1002

Mortgage

Document Number0000072701
DateDec 08, 2020
Instrument2020-0072701
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address654 CIRCLE DR, SANTA BARBARA, CA 93108-1002
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 CIRCLE DR, SANTA BARBARA, CA 93108-1002

Mortgage

Document Number0000025661
DateApr 01, 2021
Instrument2021-0025661
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address654 CIRCLE DR, SANTA BARBARA, CA 93108-1002
Document Number0000050087
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 21, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address654 CIRCLE DR SANTA BARBARA CA 931081002, SANTA BARBARA, CA 93108-1002

Mortgage

Document Number0000050087
DateOct 31, 2019
Instrument50087
Lender
NameCORNERSTONE HM LNDG
Address1177 W LOOP S # 700, HOUSTON, TX 77027-9016
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2049

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateJun 01, 2017
Property Address654 CIRCLE DR, SANTA BARBARA, CA 93108-1002
Document Number0000025878
Instrument DateMay 17, 2017
Instrument25878
Transaction TypeTransfer
Record UpdatedJun 09, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address654 CIRCLE DR SANTA BARBARA CA 931081002, SANTA BARBARA, CA 93108-1002

Mortgage

Document Number25879
DateJun 01, 2017
Instrument25879
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Address3701 REGENT BLVD # 180, IRVING, TX 75063-2312
Agreement
AmountAmount Recorded
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

Source: Santa Barbara County records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Secondary School DistrictSanta Barbara Unified School District (7-12) (07 - 12)
Elementary School DistrictCold Spring Elementary School District (KG - 06)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,539,521 (+2%) Land $935,788 Building $603,733
2025$15,843.00 (+3.81%) Homeowner's exemption Additional exemption filed$1,509,336 (+4.04%) Land $917,440 Building $591,896
2023$15,261.00 (+1.72%) Homeowner's exemption Additional exemption filed$1,450,728 Land $881,815 Building $568,913
2022$15,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Barbara County (06083C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire LikelihoodAbout 1 in 420 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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